Первоначальный взнос по калининградской ипотеке оказался одним из самых больших в РФ

Фото rugrad

{"ID":"1434542","~ID":"1434542","TAGS":"первоначальный взнос, Калининградская область, ипотека, недвижимость, регионы","~TAGS":"первоначальный взнос, Калининградская область, ипотека, недвижимость, регионы","NAME":"Первоначальный взнос по калининградской ипотеке оказался одним из самых больших в РФ","~NAME":"Первоначальный взнос по калининградской ипотеке оказался одним из самых больших в РФ","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"424","~IBLOCK_SECTION_ID":"424","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Калининградская область заняла пятое место среди регионов с наибольшим средним размером первоначального взноса по ипотечным кредитам с показателем в 28,9 %. Соответствующие данные по итогам II квартала 2025 года \u003Ca href=\u0022https:\/\/companies.rbc.ru\/news\/CdNqXTOxP4\/sravni-i-bank-domrf-opredelili-parametryi-oformleniya-ipoteki\/\u0022\u003Eприводят\u003C\/a\u003E финансовый маркетплейс «Сравни» и банк Дом.РФ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по России средний размер первоначального взноса в апреле-июне составил 25,6 %.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Кредиты с наибольшим средним размером первоначального взноса во II квартале 2025 года брали также в Камчатском крае и Ханты-Мансийском автономном округе (32,7 %), Москве (31,7 %) и Новгородской области (29,1 %). Санкт-Петербург занял девятое место с показателем в 25,5 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По данным исследования, во II квартале 2025 года наблюдается рост интереса пользователей к ипотечным продуктам как на первичном, так и на вторичном рынках. Так, количество запросов на первичное жилье увеличилось на 12 % по сравнению с первым кварталом, в то время как интерес к вторичному рынку вырос на 26 %. Одновременно с этим средний размер ипотечного кредита снизился всего до 3,8 млн руб.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Чем выше сумма, которую клиент готов внести на старте, тем более выгодные условия кредита он может получить. Также крупный первоначальный взнос снижает общую долговую нагрузку и размер ежемесячных платежей, делая обслуживание кредита более комфортным в долгосрочной перспективе. Важно, что и после получения кредита заемщик всегда может направить высвободившиеся средства на частичное досрочное погашение без каких-либо комиссий», — прокомментировали авторы исследования.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Калининградская область заняла пятое место среди регионов с наибольшим средним размером первоначального взноса по ипотечным кредитам с показателем в 28,9 %. Соответствующие данные по итогам II квартала 2025 года \u003Ca href=\u0022https:\/\/companies.rbc.ru\/news\/CdNqXTOxP4\/sravni-i-bank-domrf-opredelili-parametryi-oformleniya-ipoteki\/\u0022\u003Eприводят\u003C\/a\u003E финансовый маркетплейс «Сравни» и банк Дом.РФ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по России средний размер первоначального взноса в апреле-июне составил 25,6 %.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Кредиты с наибольшим средним размером первоначального взноса во II квартале 2025 года брали также в Камчатском крае и Ханты-Мансийском автономном округе (32,7 %), Москве (31,7 %) и Новгородской области (29,1 %). Санкт-Петербург занял девятое место с показателем в 25,5 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По данным исследования, во II квартале 2025 года наблюдается рост интереса пользователей к ипотечным продуктам как на первичном, так и на вторичном рынках. Так, количество запросов на первичное жилье увеличилось на 12 % по сравнению с первым кварталом, в то время как интерес к вторичному рынку вырос на 26 %. Одновременно с этим средний размер ипотечного кредита снизился всего до 3,8 млн руб.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Чем выше сумма, которую клиент готов внести на старте, тем более выгодные условия кредита он может получить. Также крупный первоначальный взнос снижает общую долговую нагрузку и размер ежемесячных платежей, делая обслуживание кредита более комфортным в долгосрочной перспективе. 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