Исследование: Для комфортной ипотеки в Калининграде необходим ежемесячный доход в 184 тыс. руб.

Фото rugrad

{"ID":"1402675","~ID":"1402675","TAGS":"ипотека, недвижимость, регионы, калининград, доходы, платежи","~TAGS":"ипотека, недвижимость, регионы, калининград, доходы, платежи","NAME":"Исследование: Для комфортной ипотеки в Калининграде необходим ежемесячный доход в 184 тыс. руб.","~NAME":"Исследование: Для комфортной ипотеки в Калининграде необходим ежемесячный доход в 184 тыс. руб.","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"424","~IBLOCK_SECTION_ID":"424","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Для комфортной выплаты ипотечного кредита в Калининграде необходимо зарабатывать 184 тыс. руб. в месяц. Данные соответствующего исследования \u003Ca href=\u0022https:\/\/journal.tinkoff.ru\/short\/flat-beat-tourism\/\u0022 data-mce-href=\u0022https:\/\/journal.tinkoff.ru\/short\/flat-beat-tourism\/\u0022\u003Eприводит\u003C\/a\u003E «Тинькофф Журнал».\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В среднем цена однокомнатной квартиры на вторичном рынке в Калининграде — 5,1 млн руб., ипотечный платеж будет составлять порядка 72 тыс. руб. в месяц (при условии, что первоначальный взнос — 15 %, ипотека — под 20 % на 30 лет). Такой же расчет авторы исследования сделали для Иркутска и Махачкалы.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по России — среди направлений, также популярных для переезда у туристов, — дешевле всего в ипотеку обойдется квартира на вторичном рынке в Астрахани. При средней цене 1-комнатной квартиры в 3,2 млн руб. ежемесячный ипотечный платеж (с соответствующими условиями) составит 45 тыс. руб. в мес., то есть зарабатывать надо (учитывая текущие расходы) не менее 130 тыс. руб. В Ярославле — 136 тыс. руб. (стоимость квартиры — 3,4 млн руб., ежемесячный платеж — 48 тыс. руб.); в Мурманске и Петрозаводске — 148 тыс. руб. (3,8 млн руб., 54 тыс. руб.); в Великом Новгороде, Владикавказе — 160 тыс. руб. (4,2 млн руб., 60 тыс. руб.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Дороже всего переезд туристу обойдется (не считая Москвы и Санкт-Петербурга) во Владивосток и Горно-Алтайск — зарабатывать в этих городах, чтобы оплачивать ипотечный кредит, надо 208 и 228 тыс. руб. соответственно. Средняя стоимость 1-комнатной квартиры во Владивостоке 5,9 млн руб. (ежемесячный платеж — 54 тыс. руб.), в Горно-Алтайске — 6,6 млн руб., ежемесячный платеж будет составлять 94 тыс. руб.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Для комфортной выплаты ипотечного кредита в Калининграде необходимо зарабатывать 184 тыс. руб. в месяц. Данные соответствующего исследования \u003Ca href=\u0022https:\/\/journal.tinkoff.ru\/short\/flat-beat-tourism\/\u0022 data-mce-href=\u0022https:\/\/journal.tinkoff.ru\/short\/flat-beat-tourism\/\u0022\u003Eприводит\u003C\/a\u003E «Тинькофф Журнал».\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В среднем цена однокомнатной квартиры на вторичном рынке в Калининграде — 5,1 млн руб., ипотечный платеж будет составлять порядка 72 тыс. руб. в месяц (при условии, что первоначальный взнос — 15 %, ипотека — под 20 % на 30 лет). Такой же расчет авторы исследования сделали для Иркутска и Махачкалы.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по России — среди направлений, также популярных для переезда у туристов, — дешевле всего в ипотеку обойдется квартира на вторичном рынке в Астрахани. При средней цене 1-комнатной квартиры в 3,2 млн руб. ежемесячный ипотечный платеж (с соответствующими условиями) составит 45 тыс. руб. в мес., то есть зарабатывать надо (учитывая текущие расходы) не менее 130 тыс. руб. В Ярославле — 136 тыс. руб. (стоимость квартиры — 3,4 млн руб., ежемесячный платеж — 48 тыс. руб.); в Мурманске и Петрозаводске — 148 тыс. руб. (3,8 млн руб., 54 тыс. руб.); в Великом Новгороде, Владикавказе — 160 тыс. руб. (4,2 млн руб., 60 тыс. руб.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Дороже всего переезд туристу обойдется (не считая Москвы и Санкт-Петербурга) во Владивосток и Горно-Алтайск — зарабатывать в этих городах, чтобы оплачивать ипотечный кредит, надо 208 и 228 тыс. руб. соответственно. Средняя стоимость 1-комнатной квартиры во Владивостоке 5,9 млн руб. (ежемесячный платеж — 54 тыс. руб.), в Горно-Алтайске — 6,6 млн руб., ежемесячный платеж будет составлять 94 тыс. руб.\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"Не из столичных городов более высокие доходы необходимы во Владивостоке, Горно-Алтайске и Петропавловске-Камчатском.","~PREVIEW_TEXT":"Не из столичных городов более высокие доходы необходимы во Владивостоке, Горно-Алтайске и Петропавловске-Камчатском.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3876876","TIMESTAMP_X":"03.12.2024 15:25:21","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"37394","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/da2","FILE_NAME":"7ejw9pi3r7yelm0xce0sf46kfr7a526u.jpg","ORIGINAL_NAME":"Новый проект.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"fb4e36c3eb8d55ca86520f2a99db4d8d","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/da2\/7ejw9pi3r7yelm0xce0sf46kfr7a526u.jpg"},"~DETAIL_PICTURE":"3876876","ACTIVE_FROM_X":"2024-12-03 14:09:33","~ACTIVE_FROM_X":"2024-12-03 14:09:33","ACTIVE_FROM":"03.12.2024 14:09:33","~ACTIVE_FROM":"03.12.2024 14:09:33","LIST_PAGE_URL":"news.php?ID=54","~LIST_PAGE_URL":"\/news\/","PROPERTY_FOTO_DESC_VALUE":"Фото rugrad","~PROPERTY_FOTO_DESC_VALUE":"Фото rugrad","PROPERTY_FOTO_DESC_VALUE_ID":"1402675:1498","~PROPERTY_FOTO_DESC_VALUE_ID":"1402675:1498","PROPERTY_CLIPART_VALUE":"N","~PROPERTY_CLIPART_VALUE":"N","PROPERTY_CLIPART_VALUE_ID":"1402675:1262","~PROPERTY_CLIPART_VALUE_ID":"1402675:1262","PROPERTY_DOPINFO_VALUE":[{"TEXT":"\u003Cp\u003E\r\n\t В октябре 2024 года темпы выдачи льготной ипотеки в Калининградской области по отношению к предыдущему месяцу снизились на 38 %, составив \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1401476\/\u0022 data-mce-href=\u0022https:\/\/rugrad.online\/news\/1401476\/\u0022\u003E930 млн руб.\u003C\/a\u003E (в сентябре — 1,51 млрд руб.). \u003Cbr\u003E\r\n\t\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t Калининград занял второе место по темпам снижения выдачи льготных ипотечных кредитов среди всех регионов РФ. 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