Более 750 многодетных семей региона воспользовались господдержкой для погашения ипотеки
Помощь оказывает финансовый институт развития в жилищной сфере «ДОМ.РФ» с 2019 года. За это время 2 733 семьи Калининградской области воспользовались государственной поддержкой, общий размер которой превысил 1,2 миллиарда рублей. В 2023 году выплату оформили 762 семьи, им перечислили почти 339 миллионов рублей.
Напомним, что до 450 тысяч рублей могут получить семьи, в которых с 1 января 2019 года по 31 декабря 2023 года родился третий или последующий ребёнок. Родители усыновлённых детей тоже имеют право на выплату. Возраст старшего ребенка и наличие официальной регистрации брака не имеют значения. Важно, чтобы кредитный договор был заключен до 1 июля 2024 года. Обналичить средства нельзя. Вся сумма перечисляется со счета «ДОМ.РФ» в банк, который выдал ипотеку.
Согласно статистическим данным, 83 % семей использовали средства на погашение ипотечного кредита, полученного для покупки квартиры, остальные приобретали жилой дом, земельный участок, комнату и иные объекты. Чаще всего за государственной поддержкой в регионе обращались многодетные родители в возрасте 35-50 лет – 57 % от всех семей.
Подача заявки на выплату доступна двумя способами: в электронном виде через портал «Госуслуги» или через банк, выдавший ипотеку.
Стать участником программы можно, даже если собственниками недвижимости являются не только заемщик или оба супруга, но и их дети. Например, если всем членам семьи выделены доли при использовании материнского капитала.
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