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новое в законодательстве
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анонсы cудебных дел
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Исследование: За год уровень долговой нагрузки жителей Калининградской области снизился на 3 %
Калининград: 15.03.2017 00:05
В прошлом году уровень долговой нагрузки жителей Калининградской области составил 45 %, уменьшившись на 3 % по сравнению с 2015 годом. Об этом сообщает пресс-служба Объединенного кредитного бюро.
Кредитная нагрузка — это соотношение размера ежемесячных кредитов по всем кредитам заемщика к уровню его дохода. Как отмечают в кредитном бюро, «нормальным в банковской классификации считается показатель на уровне 30–35 %».
При этом средний ежемесячный платеж в 2016 году в регионе снизился до 13,2 тыс. руб. (в 2015 году его сумма была равна 13,6 тыс. руб.).
В целом по России номинальный уровень кредитной нагрузки за год также уменьшился на 4 %, достигнув отметки в 33 %. Средний ежемесячный платеж по всем кредитам на одного заемщика в минувшем снизился с 12,7 тыс. руб. до 12,1 тыс. руб.
Самый низкий уровень кредитной нагрузки зафиксирован на Чукотке (17 %), в Сахалинской (22 %), Тюменской (23 %) областях, в Москве (27 %) и в Камчатском крае (28 %). Наиболее высокий уровень кредитной нагрузки сохраняется в Карачаево-Черкесии (69 %), Калмыкии (59 %), Кабардино-Балкарии (59 %), Ивановской (58 %) и Орловской (55 %) областях.
Тэги:
долги, население, задолженность, кредиты,
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