Теперь материнский капитал можно направить на погашение процентов по кредитам и займам

{"ID":"339195","~ID":"339195","TAGS":"материнский капитал, кредиты, банки, займ, кредитование, жилье","~TAGS":"материнский капитал, кредиты, банки, займ, кредитование, жилье","NAME":"Теперь материнский капитал можно направить на погашение процентов по кредитам и займам","~NAME":"Теперь материнский капитал можно направить на погашение процентов по кредитам и займам","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"424","~IBLOCK_SECTION_ID":"424","DETAIL_TEXT":"С 1 июля 2009 года управления пенсионного фонда России в Калининградской области начали прием заявлений о распоряжении средствами материнского капитала по трем основным направлениям \u0026ndash; на улучшение жилищных условий, на образование детей, на формирование накопительной части трудовой пенсии матери. Подать соответствующее заявление можно в территориальный орган ПФР по месту жительства. Об этом сообщает пресс-служба Пенсионного фонда России.\r\n\u003Cbr \/\u003E\r\nПо законодательству, обратиться с заявлением о распоряжении средствами или частью средств материнского капитала можно только по истечении 2,5 лет со дня рождения или усыновления второго или последующего ребенка (то есть того ребенка, \r\n\u003Cbr \/\u003E\r\nпоявление которого дало семье право на капитал), а распорядиться средствами – не ранее достижения ребенком трехлетнего возраста. Таким образом, в июле 2009 года за материнским капиталом вправе обратиться мамы, чьи дети родились в январе 2007 года, а в августе 2009 года \u0026mdash; мамы детей, рожденных в феврале 2007 года и т.д.. \r\n\u003Cbr \/\u003E\r\nПри этом, в виде исключения, согласно федеральному закону , воспользоваться средствами материнского капитала независимо от возраста детей можно уже в 2009 году, если направить их на погашение основного долга или процентов по кредитам или займам на приобретение или строительство жилья. На конец июня такой возможностью решили воспользоваться 498 калининградских семей. Они написали соответствующие заявления (на сумму более 134 миллиона рублей) в пенсионные отделы управлений ПФР Калининградской области. По 431 заявлению (на 117 миллионов 749 тысяч рублей) приняты положительные решения. 103 миллиона рублей уже перечислено в кредитные учреждения. \r\n\u003Cbr \/\u003E\r\nЕще одна возможность досрочного использования материнского капитала в 2009 году – единовременная денежная выплата в размере 12 000 руб. Подать заявление могут все владельцы сертификата вне зависимости от того, сколько времени прошло со дня рождения второго или последующих детей. В Калининградской области уже зарегистрировано 3510 таких заявлений.  Подача заявлений на единовременную выплату ограничена сроком — до 31 декабря 2009 года. Срок продлен лишь для тех граждан, у которых право на материнский (семейный) капитал в связи с рождением второго и последующих детей возникнет в срок с 1 октября по 31 декабря 2009 года -они смогут оформить заявление не позднее 31 марта 2010 года. ","~DETAIL_TEXT":"С 1 июля 2009 года управления пенсионного фонда России в Калининградской области начали прием заявлений о распоряжении средствами материнского капитала по трем основным направлениям \u0026ndash; на улучшение жилищных условий, на образование детей, на формирование накопительной части трудовой пенсии матери. Подать соответствующее заявление можно в территориальный орган ПФР по месту жительства. Об этом сообщает пресс-служба Пенсионного фонда России.\r\n\u003Cbr \/\u003E\r\nПо законодательству, обратиться с заявлением о распоряжении средствами или частью средств материнского капитала можно только по истечении 2,5 лет со дня рождения или усыновления второго или последующего ребенка (то есть того ребенка, \r\n\u003Cbr \/\u003E\r\nпоявление которого дало семье право на капитал), а распорядиться средствами – не ранее достижения ребенком трехлетнего возраста. Таким образом, в июле 2009 года за материнским капиталом вправе обратиться мамы, чьи дети родились в январе 2007 года, а в августе 2009 года \u0026mdash; мамы детей, рожденных в феврале 2007 года и т.д.. \r\n\u003Cbr \/\u003E\r\nПри этом, в виде исключения, согласно федеральному закону , воспользоваться средствами материнского капитала независимо от возраста детей можно уже в 2009 году, если направить их на погашение основного долга или процентов по кредитам или займам на приобретение или строительство жилья. На конец июня такой возможностью решили воспользоваться 498 калининградских семей. Они написали соответствующие заявления (на сумму более 134 миллиона рублей) в пенсионные отделы управлений ПФР Калининградской области. По 431 заявлению (на 117 миллионов 749 тысяч рублей) приняты положительные решения. 103 миллиона рублей уже перечислено в кредитные учреждения. \r\n\u003Cbr \/\u003E\r\nЕще одна возможность досрочного использования материнского капитала в 2009 году – единовременная денежная выплата в размере 12 000 руб. Подать заявление могут все владельцы сертификата вне зависимости от того, сколько времени прошло со дня рождения второго или последующих детей. В Калининградской области уже зарегистрировано 3510 таких заявлений.  Подача заявлений на единовременную выплату ограничена сроком — до 31 декабря 2009 года. Срок продлен лишь для тех граждан, у которых право на материнский (семейный) капитал в связи с рождением второго и последующих детей возникнет в срок с 1 октября по 31 декабря 2009 года -они смогут оформить заявление не позднее 31 марта 2010 года. 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