Средний срок потребкредита в Калининградской области увеличился более чем на 35 %

Фото из архива rugrad

{"ID":"1434858","~ID":"1434858","TAGS":"потребительские кредиты, НБКИ, Калининградская область, средний срок, кредитование","~TAGS":"потребительские кредиты, НБКИ, Калининградская область, средний срок, кредитование","NAME":"Средний срок потребкредита в Калининградской области увеличился более чем на 35 %","~NAME":"Средний срок потребкредита в Калининградской области увеличился более чем на 35 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области средний срок потребительских кредитов (кредитов наличными) составил 2,58 года, увеличившись по сравнению с аналогичным периодом 2024 года на 35,5 % (в декабре 2024 года — 1,9 года). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В августе 2025 года средний срок потребительских кредитов составил 3 года и 4 месяца.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в декабре 2025 года средний срок потребкредитов составил 2,4 года, увеличившись по сравнению с аналогичным периодом 2024 года (1,8 года) на 32,6 %. По сравнению с предыдущим месяцем срок увеличился на 0,9 % (в ноябре 2025 года — 2,3 года). После роста данного показателя в апреле – августе 2025 года (с пиком в августе — 3 года) средний срок потребкредита существенно снизился, стабилизировавшись в сентябре –\u0026nbsp; декабре на уровне 2,3–2,4 года, отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольший средний срок выданных потребкредитов в отчетный период 2025 года был отмечен в Санкт-Петербурге (2,58 года), Краснодарском крае (2,57), Новосибирской области (2,52), Татарстане (2,51), а также в Тюменской области (2,48).\u0026nbsp; Наименьший показатель среднего срока потребкредитов по объему их выдачи продемонстрировали Саха (Якутия) (2,18 года), а также Приморский (2,19) и Хабаровский (2,21) края.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В Москве в декабре 2025 года средний срок потребкредита составил 2,41 года. В Москве и Санкт-Петербурге данный показатель за год увеличился на 35,7 % и 34,2 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «На протяжении почти всего 2025 года сохранялся рост среднего срока выдаваемых кредитов. Таким образом, банки снижали долговую нагрузку заемщиков в соответствии с жесткими критериями отбора по уровню кредитоспособности», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области средний срок потребительских кредитов (кредитов наличными) составил 2,58 года, увеличившись по сравнению с аналогичным периодом 2024 года на 35,5 % (в декабре 2024 года — 1,9 года). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В августе 2025 года средний срок потребительских кредитов составил 3 года и 4 месяца.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в декабре 2025 года средний срок потребкредитов составил 2,4 года, увеличившись по сравнению с аналогичным периодом 2024 года (1,8 года) на 32,6 %. По сравнению с предыдущим месяцем срок увеличился на 0,9 % (в ноябре 2025 года — 2,3 года). После роста данного показателя в апреле – августе 2025 года (с пиком в августе — 3 года) средний срок потребкредита существенно снизился, стабилизировавшись в сентябре –\u0026nbsp; декабре на уровне 2,3–2,4 года, отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольший средний срок выданных потребкредитов в отчетный период 2025 года был отмечен в Санкт-Петербурге (2,58 года), Краснодарском крае (2,57), Новосибирской области (2,52), Татарстане (2,51), а также в Тюменской области (2,48).\u0026nbsp; Наименьший показатель среднего срока потребкредитов по объему их выдачи продемонстрировали Саха (Якутия) (2,18 года), а также Приморский (2,19) и Хабаровский (2,21) края.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В Москве в декабре 2025 года средний срок потребкредита составил 2,41 года. В Москве и Санкт-Петербурге данный показатель за год увеличился на 35,7 % и 34,2 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «На протяжении почти всего 2025 года сохранялся рост среднего срока выдаваемых кредитов. 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