Калининградский бизнес-омбудсмен: Система страхования вкладов должна распространяться на малый и средний бизнес

Фото rugrad.eu

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Об этом заявил уполномоченный по защите прав\u0026nbsp;предпринимателей в Калининградской области Георгий Дыханов 19 сентября на заседании комитета по малому и среднему бизнесу в Калининградской торгово-промышленной палате.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По его словам, 97 % предпринимателей в России относятся к категориям микробизнеса и малого бизнеса. В настоящее время в Госдуме рассматривается законопроект по страхованию вкладов для малого, среднего и микробизнеса.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Размер страхового возмещения для представителей этой категории составит 1,4 млн руб. (аналогично с возмещением для физических лиц и индивидуальных предпринимателей).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Сейчас в Госдуме обсуждается закон о многоуровневой банковской системе. Речь идет о том, что будут какие-то базовые лицензии. И вот в этой связи мы говорим о том, что закон о страховании вкладов будет касаться всех, будет затрагивать всю банковскую систему вне зависимости от того, базовая это лицензия или универсальная. Мы говорим о том, что малый и средний бизнес в случае отзыва лицензии и банкротства банка могли бы получать компенсации так же, как и граждане, — по 1,4 млн руб. Для микропредприятий это серьезная сумма. Иногда это, в общем-то, вопрос жизни и смерти», — полагает бизнес-омбудсмен.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Как отмечает Георгий Дыханов, отзыв лицензии у банка для представителей малого и микробизнеса становится серьезной проблемой: предприниматели не могут выдать зарплату, заплатить поставщикам. Таким образом, предприятие терпит серьезные потери.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Мы понимаем, что это дополнительная нагрузка на бюджет, потому что система страхования вкладов... Были моменты, когда она себя не окупала. 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