Латвийским страховщикам не удалось доказать, что подпись руководителя на соглашении с «Комфорт Гарантом» подделана

Фото rugrad.eu

{"ID":"464502","~ID":"464502","TAGS":"комфорт гарант, калининград, суд, арбитраж, страхование, зеленая карта, Baltikums, подпись, печать","~TAGS":"комфорт гарант, калининград, суд, арбитраж, страхование, зеленая карта, Baltikums, подпись, печать","NAME":"Латвийским страховщикам не удалось доказать, что подпись руководителя на соглашении с «Комфорт Гарантом» подделана","~NAME":"Латвийским страховщикам не удалось доказать, что подпись руководителя на соглашении с «Комфорт Гарантом» подделана","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"1355","~IBLOCK_SECTION_ID":"1355","DETAIL_TEXT":"\u003Cp\u003EВ январе прошлого года страховая компания Baltikums из Латвии обратилась с исковым заявлением в арбитражный суд Калининградской области о взыскании с калининградского страховщика \u0026laquo;Комфорт Гарант\u0026raquo; 5,67 млн руб. и пеней в размере 2,86 млн руб. Латвийцы указали, что не была полностью перечислена сумма страховой премии, полученной от реализации полисов \u0026laquo;Зеленая карта\u0026raquo;.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nВ ходе рассмотрения дела было установлено, что стороны в 2004 году заключили агентское соглашение, по которому \u0026laquo;Комфорт Гарант\u0026raquo; стал оформлять страховые полисы, перечисляя Baltikums 75% общей страховой премии. Согласно предоставленным латвийской стороной документам, стороны неоднократно подписывали технические счета и дополнительные соглашения к указанному договору: по данным Baltikums, в апреле 2009 года было подписано соглашение, в котором \u0026laquo;Комфорт Гарант\u0026raquo; признал наличие задолженности за 2008 год в размере 5,22 млн руб. Кроме того, по итогам технического отчета за январь 2009 года была подтверждена дополнительная задолженность калининградского страховщика в размере 445,2 тыс. руб. \r\n\u003C\/p\u003E\u003Cp\u003E\r\n\u0026laquo;Комфорт Гарант\u0026raquo; признал технический отчет и задолженность за январь 2009 года; однако что касается 2008 года, компания представила другое дополнительное соглашение (подписанное в сентябре 2009 года), в котором была прописана ее задолженность не в 5,22, а лишь в 1,74 млн руб. Baltikums факт подписания своим руководителем Эдуардом Рейницансом этого дополнительного соглашения не признал.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nВ результате была назначена судебная экспертиза, которая показала, что не представляется возможным установить, поставил ли Эдуард Рейницанс подпись сам или кто-то другой это сделал за него \u0026laquo;из-за относительной краткости подписи и простоты строения составляющих ее элементов\u0026raquo;. При этом экспертиза признала, что оттиск печати Baltikums на спорном дополнительном соглашении нанесен той же печатью, оттиски которой имеются на документах 2005-2008 годов, однако с июля 2009 года латвийская компания начала использовать другую печать.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nАрбитражный суд оценил заключение экспертизы и посчитал, что оно не может являться достаточным доказательством того, что подпись на оспариваемом документе выполнена не Эдуардом Рейницансом. Было подчеркнуто, что иных доказательств, опровергающих факт подписания истцом соглашения, суду не представлено. Baltikums, правда, предъявил суду приказ, в соответствии с которым старая печать была уничтожена еще в конце 2008 года в связи с изношенностью, однако суд посчитал этот приказ \u0026laquo;односторонним документом, фактическое время издания и исполнение которого зависит от воли истца\u0026raquo;. В итоге арбитраж посчитал спорное дополнительное соглашение действующим и принял решение взыскать с \u0026laquo;Комфорт Гарант\u0026raquo; всего 2,18 млн руб. основной задолженности и 300 тыс. руб. пеней.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nОтметим, что в октябре прошлого года калининградский страховщик направил в федеральную службу по страховому надзору заявление об отказе от лицензии на осуществление деятельности, объяснив это необоснованными действиями Российского союза автостраховщиков, который отказал компании в выдаче бланков ОСАГО на третий квартал 2011 года. Кроме того, с 2012 года компании, обладающие лицензиями на имущественное и личностное страхование, \u003Ca href=\u0022http:\/\/rugrad.eu\/news\/434973\/\u0022 \u003Eдолжны были\u003C\/a\u003E увеличить капиталы до 120 млн руб.; капитал \u0026laquo;Комфорт Гаранта\u0026raquo; составляет 39,6 млн руб. \u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003EВ январе прошлого года страховая компания Baltikums из Латвии обратилась с исковым заявлением в арбитражный суд Калининградской области о взыскании с калининградского страховщика \u0026laquo;Комфорт Гарант\u0026raquo; 5,67 млн руб. и пеней в размере 2,86 млн руб. Латвийцы указали, что не была полностью перечислена сумма страховой премии, полученной от реализации полисов \u0026laquo;Зеленая карта\u0026raquo;.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nВ ходе рассмотрения дела было установлено, что стороны в 2004 году заключили агентское соглашение, по которому \u0026laquo;Комфорт Гарант\u0026raquo; стал оформлять страховые полисы, перечисляя Baltikums 75% общей страховой премии. Согласно предоставленным латвийской стороной документам, стороны неоднократно подписывали технические счета и дополнительные соглашения к указанному договору: по данным Baltikums, в апреле 2009 года было подписано соглашение, в котором \u0026laquo;Комфорт Гарант\u0026raquo; признал наличие задолженности за 2008 год в размере 5,22 млн руб. Кроме того, по итогам технического отчета за январь 2009 года была подтверждена дополнительная задолженность калининградского страховщика в размере 445,2 тыс. руб. \r\n\u003C\/p\u003E\u003Cp\u003E\r\n\u0026laquo;Комфорт Гарант\u0026raquo; признал технический отчет и задолженность за январь 2009 года; однако что касается 2008 года, компания представила другое дополнительное соглашение (подписанное в сентябре 2009 года), в котором была прописана ее задолженность не в 5,22, а лишь в 1,74 млн руб. Baltikums факт подписания своим руководителем Эдуардом Рейницансом этого дополнительного соглашения не признал.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nВ результате была назначена судебная экспертиза, которая показала, что не представляется возможным установить, поставил ли Эдуард Рейницанс подпись сам или кто-то другой это сделал за него \u0026laquo;из-за относительной краткости подписи и простоты строения составляющих ее элементов\u0026raquo;. При этом экспертиза признала, что оттиск печати Baltikums на спорном дополнительном соглашении нанесен той же печатью, оттиски которой имеются на документах 2005-2008 годов, однако с июля 2009 года латвийская компания начала использовать другую печать.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nАрбитражный суд оценил заключение экспертизы и посчитал, что оно не может являться достаточным доказательством того, что подпись на оспариваемом документе выполнена не Эдуардом Рейницансом. Было подчеркнуто, что иных доказательств, опровергающих факт подписания истцом соглашения, суду не представлено. Baltikums, правда, предъявил суду приказ, в соответствии с которым старая печать была уничтожена еще в конце 2008 года в связи с изношенностью, однако суд посчитал этот приказ \u0026laquo;односторонним документом, фактическое время издания и исполнение которого зависит от воли истца\u0026raquo;. В итоге арбитраж посчитал спорное дополнительное соглашение действующим и принял решение взыскать с \u0026laquo;Комфорт Гарант\u0026raquo; всего 2,18 млн руб. основной задолженности и 300 тыс. руб. пеней.\r\n\u003C\/p\u003E\u003Cp\u003E\r\nОтметим, что в октябре прошлого года калининградский страховщик направил в федеральную службу по страховому надзору заявление об отказе от лицензии на осуществление деятельности, объяснив это необоснованными действиями Российского союза автостраховщиков, который отказал компании в выдаче бланков ОСАГО на третий квартал 2011 года. 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