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В 2011 году спрос на ипотеку среди калининградцев будет увеличиваться
Фото rugrad.eu
6,8% калининградцев готовы взять ипотеку для улучшения своих условий проживания. При этом в кризисном 2009 году тех, кто намеревался улучшить условия проживания за счет ипотеки, было лишь 1,6%. Таковы данные опроса, проведенного в мае этого года RUGRAD.EU.
Стоит отметить, что уменьшилось количество калининградцев, которым хватает собственных средств на улучшение условий проживания - с почти 10% в 2009 году до 8,2% в 2011. При этом у 44,7% не только не хватает средств на обмен своей жилплощади, но и существующие процентные ставки по ипотеке для них слишком высоки, так что заниматься улучшением условий жизни они в ближайшем будущем точно не планируют. В 2009 году такого мнения придерживались 34,4% респондентов.
7,7% планируют поменять квартиру, но точно не ближайший год (19,6% в 2009 г.). 3,5% ответивших не планируют менять свои условия проживания из-за нестабильной экономической ситуации, в 2009 году этот показатель был 11,8%. Кроме того, несколько увеличилось количество калининградцев, если и готовых поменять квартиру, то только вынужденно и на худшую, ради денег. В кризисном 2009 году таких респондентов было 1,6%.
Как прокомментировала спикер-менеджер ипотечного центра калининградского филиала ОАО «Промсвязьбанк» Юлия Александрова, интерес калининградцев к покупке недвижимости растет. «Пауза, связанная с недавним финансовым кризисом, завершилась. К концу 2011 года большинство экспертов ожидает серьезного увеличения спроса на ипотечные продукты, а к концу 2012 года, по нашим оценкам, объемы ипотечного кредитования восстановятся до докризисного уровня. Существенных изменений по ставкам в ближайшее время ожидать не приходится, чего нельзя сказать о ценах на недвижимость. Поэтому если вы планируете приобретать недвижимость, то делать это лучше сейчас. Есть мнение, что ипотека спровоцирует рост цен, так как с ее появлением большее число людей смогут купить себе квартиру», - сообщила представитель банка.
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В кризисном 2009 году таких респондентов было 1,6%. \u003C\/p\u003E\r\n\r\n\u003Cp\u003E Как прокомментировала спикер-менеджер ипотечного центра калининградского филиала ОАО \u0026laquo;Промсвязьбанк\u0026raquo; Юлия Александрова, интерес калининградцев к покупке недвижимости растет. \u0026laquo;Пауза, связанная с недавним финансовым кризисом, завершилась. К концу 2011 года большинство экспертов ожидает серьезного увеличения спроса на ипотечные продукты, а к концу 2012 года, по нашим оценкам, объемы ипотечного кредитования восстановятся до докризисного уровня. Существенных изменений по ставкам в ближайшее время ожидать не приходится, чего нельзя сказать о ценах на недвижимость. Поэтому если вы планируете приобретать недвижимость, то делать это лучше сейчас. 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