ЦБ обязал банки раскрывать комиссию при снятии денег в "чужом" банкомате

{"ID":"421404","~ID":"421404","TAGS":"банкомат, комиссия","~TAGS":"банкомат, комиссия","NAME":"ЦБ обязал банки раскрывать комиссию при снятии денег в \u0026quot;чужом\u0026quot; банкомате","~NAME":"ЦБ обязал банки раскрывать комиссию при снятии денег в \u0022чужом\u0022 банкомате","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"При снятии денег в \u0026laquo;чужом\u0026raquo; банкомате клиенты будут уведомлены о размере комиссий. Соответсвующее распоряжение дал Банк России кредитным организациям, сообщает \u003Ca href=\u0022http:\/\/rbcdaily.ru\/2011\/03\/31\/finance\/562949979966702\u0022 \u003EРБК daily\u003C\/a\u003E.\r\n\u003Cbr \/\u003E\r\nТеперь банки должны информировать своих клиентов об уровне об уровне взимаемой комиссии предупреждающей надписью до момента совершения транзакции. При этом размер комиссии может отображаться как процент от суммы операции или фиксированное значение. \u0026laquo;Банкам также рекомендовано информировать клиентов и об отсутствии комиссионного вознаграждения. Такая \u0026laquo;честность\u0026raquo; в отношении с клиентом, по мнению ЦБ, даст возможность клиенту отказаться от операции, в случае если предложенные банком условия его не устроят\u0026raquo;, сообщает издание. \r\n\u003Cbr \/\u003E\r\nСейчас средний размер комиссии банков при использовании их карт в банкоматах \u0026laquo;чужого\u0026raquo; банка составляет 1-1,2% (минимум 100 руб.).\r\n\u003Cbr \/\u003E\r\nПо мнению начальника отдела прямых продаж Калининградского филиала \u0026laquo;Промсвязьбанка\u0026raquo; Романа Гриценко, подобная мера позволит контролировать расходы при совершении операций в банкоматах сторонних банков, обеспечит прозрачность, улучшит привлекательность и доверие к банковским картам. \u0026laquo;Обратной стороной данной инновации является сложный технологический процесс обеспечения передачи информации между процессингами банков. Учитывая, что комиссии устанавливаются каждым банком индивидуально по каждому карточному продукту, кредитным организациям и их процессинговым центрам необходимо будет обеспечить оперативный обмен данными, совершить доработку программного обеспечение банкоматов, что увеличит себестоимость данных операций\u0026raquo;, - подчеркнул Роман Гриценко.  ","~DETAIL_TEXT":"При снятии денег в \u0026laquo;чужом\u0026raquo; банкомате клиенты будут уведомлены о размере комиссий. Соответсвующее распоряжение дал Банк России кредитным организациям, сообщает \u003Ca href=\u0022http:\/\/rbcdaily.ru\/2011\/03\/31\/finance\/562949979966702\u0022 \u003EРБК daily\u003C\/a\u003E.\r\n\u003Cbr \/\u003E\r\nТеперь банки должны информировать своих клиентов об уровне об уровне взимаемой комиссии предупреждающей надписью до момента совершения транзакции. При этом размер комиссии может отображаться как процент от суммы операции или фиксированное значение. \u0026laquo;Банкам также рекомендовано информировать клиентов и об отсутствии комиссионного вознаграждения. Такая \u0026laquo;честность\u0026raquo; в отношении с клиентом, по мнению ЦБ, даст возможность клиенту отказаться от операции, в случае если предложенные банком условия его не устроят\u0026raquo;, сообщает издание. \r\n\u003Cbr \/\u003E\r\nСейчас средний размер комиссии банков при использовании их карт в банкоматах \u0026laquo;чужого\u0026raquo; банка составляет 1-1,2% (минимум 100 руб.).\r\n\u003Cbr \/\u003E\r\nПо мнению начальника отдела прямых продаж Калининградского филиала \u0026laquo;Промсвязьбанка\u0026raquo; Романа Гриценко, подобная мера позволит контролировать расходы при совершении операций в банкоматах сторонних банков, обеспечит прозрачность, улучшит привлекательность и доверие к банковским картам. \u0026laquo;Обратной стороной данной инновации является сложный технологический процесс обеспечения передачи информации между процессингами банков. Учитывая, что комиссии устанавливаются каждым банком индивидуально по каждому карточному продукту, кредитным организациям и их процессинговым центрам необходимо будет обеспечить оперативный обмен данными, совершить доработку программного обеспечение банкоматов, что увеличит себестоимость данных операций\u0026raquo;, - подчеркнул Роман Гриценко.  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