ВТБ 24 запускает программу «Ипотека + Материнский капитал» и отменяет первоначальный взнос

{"ID":"419346","~ID":"419346","TAGS":"","~TAGS":"","NAME":"ВТБ 24 запускает программу «Ипотека + Материнский капитал» и отменяет первоначальный взнос","~NAME":"ВТБ 24 запускает программу «Ипотека + Материнский капитал» и отменяет первоначальный взнос","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003EС 16 марта ВТБ 24 предлагает уникальную программу для молодых семей \u0026laquo;Ипотека + Материнский капитал\u0026raquo;, сообщила пресс-служба кредитной организации. Отличительная особенность программы в том, что клиенты могут получить ипотечный кредит без первоначального взноса, но при этом все остальные параметры кредитования остаются без изменений.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nПрограмма распространяется на клиентов, имеющих государственный сертификат на материнский (семейный) капитал, то есть на молодые семьи с детьми. Средства материнского капитала зачитываются банком в качестве первоначального взноса. Таким образом, в зависимости от стоимости покупаемой квартиры заемщик может получить ипотечный кредит без внесения собственных средств. После получения ипотечного кредита и завершения сделки заемщик обращается в отделение Пенсионного фонда Российской Федерации, который перечисляет средства материнского капитала для частичного погашения ипотечного кредита.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\u0026laquo;Первоначальный взнос является одним из ключевых факторов, характеризующих доступность ипотечных кредитов. Запустив данную программу, мы предложили рынку уникальный продукт. Главным образом, он актуален для молодых семей, которые еще не успели сформировать собственный капитал, но хотят обзавестись собственным жильем. Мы убедились, что материнский капитал \u0026mdash; это действенный инструмент для них. На сегодняшний день около 7 тыс. ипотечных заемщиков ВТБ 24 воспользовалось правом погашения ипотечного кредита за счет средств материнского капитала\u0026raquo;, \u0026mdash; говорит заместитель президента-председателя правления, директор департамента ипотечного кредитования Анатолий Печатников.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nС 1 января 2011 года максимальный размер материнского (семейного) капитала составляет 365 698,4 рубля. Необходимо отметить, что заемщиком по ипотечному кредиту необязательно должен быть распорядитель средств материнского капитала (человек, на имя которого выдан сертификат на материнский капитал). Ипотечный кредит может быть оформлен на супруга\/супругу распорядителя средств материнского капитала.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nЗАО \u0026laquo;Банк ВТБ 24\u0026raquo; \u0026mdash; один из крупнейших финансовых институтов России, отвечающий за розничное направление банковской группы ВТБ. Образован на базе Гута-Банка, не выдержавшего межбанковского кризиса 2004 года и выкупленного Внешторгбанком (ныне ВТБ) при активном участии Банка России. Почти 99% акций ВТБ 24 контролирует ОАО \u0026laquo;Банк ВТБ\u0026raquo;. Основная специализация банка \u0026mdash; работа с физическими лицами, индивидуальными предпринимателями и предприятиями малого бизнеса.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nПо данным Банки.ру, на 1 февраля 2011 года нетто-активы банка \u0026mdash; 939,05 млрд рублей (5-е место в России), кредитный портфель \u0026mdash; 481,47 млрд, обязательства перед населением \u0026mdash; 634,53 млрд.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nИсточник: \u003Ca href=\u0022http:\/\/www.banki.ru\/news\/lenta\/?id=2785856\u0022 target=\u0022_blank\u0022 \u003EБанки.ру\u003C\/a\u003E\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\u003C\/span\u003E\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003EС 16 марта ВТБ 24 предлагает уникальную программу для молодых семей \u0026laquo;Ипотека + Материнский капитал\u0026raquo;, сообщила пресс-служба кредитной организации. Отличительная особенность программы в том, что клиенты могут получить ипотечный кредит без первоначального взноса, но при этом все остальные параметры кредитования остаются без изменений.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nПрограмма распространяется на клиентов, имеющих государственный сертификат на материнский (семейный) капитал, то есть на молодые семьи с детьми. Средства материнского капитала зачитываются банком в качестве первоначального взноса. Таким образом, в зависимости от стоимости покупаемой квартиры заемщик может получить ипотечный кредит без внесения собственных средств. После получения ипотечного кредита и завершения сделки заемщик обращается в отделение Пенсионного фонда Российской Федерации, который перечисляет средства материнского капитала для частичного погашения ипотечного кредита.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\u0026laquo;Первоначальный взнос является одним из ключевых факторов, характеризующих доступность ипотечных кредитов. Запустив данную программу, мы предложили рынку уникальный продукт. Главным образом, он актуален для молодых семей, которые еще не успели сформировать собственный капитал, но хотят обзавестись собственным жильем. Мы убедились, что материнский капитал \u0026mdash; это действенный инструмент для них. На сегодняшний день около 7 тыс. ипотечных заемщиков ВТБ 24 воспользовалось правом погашения ипотечного кредита за счет средств материнского капитала\u0026raquo;, \u0026mdash; говорит заместитель президента-председателя правления, директор департамента ипотечного кредитования Анатолий Печатников.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nС 1 января 2011 года максимальный размер материнского (семейного) капитала составляет 365 698,4 рубля. Необходимо отметить, что заемщиком по ипотечному кредиту необязательно должен быть распорядитель средств материнского капитала (человек, на имя которого выдан сертификат на материнский капитал). Ипотечный кредит может быть оформлен на супруга\/супругу распорядителя средств материнского капитала.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nЗАО \u0026laquo;Банк ВТБ 24\u0026raquo; \u0026mdash; один из крупнейших финансовых институтов России, отвечающий за розничное направление банковской группы ВТБ. Образован на базе Гута-Банка, не выдержавшего межбанковского кризиса 2004 года и выкупленного Внешторгбанком (ныне ВТБ) при активном участии Банка России. Почти 99% акций ВТБ 24 контролирует ОАО \u0026laquo;Банк ВТБ\u0026raquo;. Основная специализация банка \u0026mdash; работа с физическими лицами, индивидуальными предпринимателями и предприятиями малого бизнеса.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nПо данным Банки.ру, на 1 февраля 2011 года нетто-активы банка \u0026mdash; 939,05 млрд рублей (5-е место в России), кредитный портфель \u0026mdash; 481,47 млрд, обязательства перед населением \u0026mdash; 634,53 млрд.\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\n\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan class=\u0022red-line\u0022\u003E\r\nИсточник: \u003Ca href=\u0022http:\/\/www.banki.ru\/news\/lenta\/?id=2785856\u0022 target=\u0022_blank\u0022 \u003EБанки.ру\u003C\/a\u003E\r\n\u003C\/span\u003E\u003C\/p\u003E\u003Cp\u003E\u003Cspan 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