Автомобили российской сборки законодательно признаны подверженными большему износу, чем их зарубежные аналоги
С 1 сентября вступила в силу поправка в закон об ОСАГО, которая вводит новый порядок страховых выплат. Если раньше сумма компенсации находилась в обратной зависимости от износа, который определялся по возрасту и пробегу автомобиля, то теперь в качестве алгоритма определения степени износа деталей за основу взята страна происхождения автомобиля. Об этом сообщает «Независимая газета».
На последнем месте по степени износа оказалась продукция российского автопрома, причем не только «Жигули», но и иномарки, собираемые на территории РФ. В то же время, наименьшей степени износа от возраста и пробега подвержены машины, произведенные в Японии, на втором месте – европейские и американские автомобили, на третьем – машины, произведенные в странах Юго-Восточной Азии. Таким образом, получается, что любая иномарка, собранная в России, заведомо подвержена большему износу в ходе эксплуатации, чем аналогичная модель, выпущенная в Германии или в Японии, а это и влияет в конечном итоге на сумму выплат по полису ОСАГО.
Исполнительный директор Объединения автопроизводителей России Игорь Коровкин назвал поправки в закон об ОСАГО «дискриминационными и необъективными». «Нигде в мире нет такого метода определения качества сборки автомобилей - по стране, где они выпускаются. Например, качество сборки автомобилей BMW в Калининграде, по признанию руководства концерна, практически ничем не уступает немецкому», - отметил Игорь Коровкин.
Причину дискриминации российского автопрома по отношению к зарубежному эксперт видит в стремлении властей частично компенсировать убытки страховых компаний, которые повлечет введение (теми же поправками) «нулевого износа». Согласно данным нововведениям, при замене стекол, ремней, подушек безопасности и некоторых других деталей, оказывающих непосредственное влияние на безопасность управления автомобилем, страховая компания обязана выплачивать их полную стоимость. По оценке Российского союза автостраховщиков, из-за этого расходы страховых компаний могут вырасти среднем на 10– 20%, что в свою очередь повлечет повышение стоимости полисов ОСАГО.
При этом РСА ранее уже заявлял о том, что убыточность по ОСАГО превышает 70%, и предупреждал, что в связи с подготовленными Минфином РФ поправками об увеличении страховых сумм со 160 тыс. до 500 тыс. руб. по жизни и здоровью и со 120 тыс. до 200 тыс. руб. по имуществу на каждого потерпевшего для обеспечения устойчивости системы ОСАГО необходимо увеличить тарифы на 35–45%.
На последнем месте по степени износа оказалась продукция российского автопрома, причем не только «Жигули», но и иномарки, собираемые на территории РФ. В то же время, наименьшей степени износа от возраста и пробега подвержены машины, произведенные в Японии, на втором месте – европейские и американские автомобили, на третьем – машины, произведенные в странах Юго-Восточной Азии. Таким образом, получается, что любая иномарка, собранная в России, заведомо подвержена большему износу в ходе эксплуатации, чем аналогичная модель, выпущенная в Германии или в Японии, а это и влияет в конечном итоге на сумму выплат по полису ОСАГО.
Исполнительный директор Объединения автопроизводителей России Игорь Коровкин назвал поправки в закон об ОСАГО «дискриминационными и необъективными». «Нигде в мире нет такого метода определения качества сборки автомобилей - по стране, где они выпускаются. Например, качество сборки автомобилей BMW в Калининграде, по признанию руководства концерна, практически ничем не уступает немецкому», - отметил Игорь Коровкин.
Причину дискриминации российского автопрома по отношению к зарубежному эксперт видит в стремлении властей частично компенсировать убытки страховых компаний, которые повлечет введение (теми же поправками) «нулевого износа». Согласно данным нововведениям, при замене стекол, ремней, подушек безопасности и некоторых других деталей, оказывающих непосредственное влияние на безопасность управления автомобилем, страховая компания обязана выплачивать их полную стоимость. По оценке Российского союза автостраховщиков, из-за этого расходы страховых компаний могут вырасти среднем на 10– 20%, что в свою очередь повлечет повышение стоимости полисов ОСАГО.
При этом РСА ранее уже заявлял о том, что убыточность по ОСАГО превышает 70%, и предупреждал, что в связи с подготовленными Минфином РФ поправками об увеличении страховых сумм со 160 тыс. до 500 тыс. руб. по жизни и здоровью и со 120 тыс. до 200 тыс. руб. по имуществу на каждого потерпевшего для обеспечения устойчивости системы ОСАГО необходимо увеличить тарифы на 35–45%.
{"ID":"397520","~ID":"397520","TAGS":"ОСАГО, износ, закон, страна-производитель, нулевой износ","~TAGS":"ОСАГО, износ, закон, страна-производитель, нулевой износ","NAME":"Автомобили российской сборки законодательно признаны подверженными большему износу, чем их зарубежные аналоги","~NAME":"Автомобили российской сборки законодательно признаны подверженными большему износу, чем их зарубежные аналоги","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"829","~IBLOCK_SECTION_ID":"829","DETAIL_TEXT":" \r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EС 1 сентября вступила в силу поправка в закон об ОСАГО, которая вводит новый порядок страховых выплат. Если раньше сумма компенсации находилась в обратной зависимости от износа, который определялся по возрасту и пробегу автомобиля, то теперь в качестве алгоритма определения степени износа деталей за основу взята страна происхождения автомобиля. Об этом сообщает \u0026laquo;\u003Ca href=\u0022http:\/\/www.ng.ru\/economics\/2010-09-06\/1_autoprom.html\u0022\u003EНезависимая газета\u003C\/a\u003E\u0026raquo;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EНа последнем месте по степени износа оказалась продукция российского автопрома, причем не только \u0026laquo;Жигули\u0026raquo;, но и иномарки, собираемые на территории РФ. В то же время, наименьшей степени износа от возраста и пробега подвержены машины, произведенные в Японии, на втором месте \u0026ndash; европейские и американские автомобили, на третьем \u0026ndash; машины, произведенные в странах Юго-Восточной Азии. Таким образом, получается, что любая иномарка, собранная в России, заведомо подвержена большему износу в ходе эксплуатации, чем аналогичная модель, выпущенная в Германии или в Японии, а это и влияет в конечном итоге на сумму выплат по полису ОСАГО.\u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EИсполнительный директор Объединения автопроизводителей России Игорь Коровкин назвал поправки в закон об ОСАГО \u0026laquo;дискриминационными и необъективными\u0026raquo;. \u0026laquo;Нигде в мире нет такого метода определения качества сборки автомобилей - по стране, где они выпускаются. Например, качество сборки автомобилей BMW в Калининграде, по признанию руководства концерна, практически ничем не уступает немецкому\u0026raquo;, - отметил Игорь Коровкин. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПричину дискриминации российского автопрома по отношению к зарубежному эксперт видит в стремлении властей частично компенсировать убытки страховых компаний, которые повлечет введение (теми же поправками) \u0026laquo;нулевого износа\u0026raquo;. Согласно данным нововведениям, при замене стекол, ремней, подушек безопасности и некоторых других деталей, оказывающих непосредственное влияние на безопасность управления автомобилем, страховая компания обязана выплачивать их полную стоимость. По оценке Российского союза автостраховщиков, из-за этого расходы страховых компаний могут вырасти среднем на 10\u0026ndash; 20%, что в свою очередь повлечет повышение стоимости полисов ОСАГО.\u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПри этом РСА ранее уже \u003Ca href=\u0022http:\/\/www.insur-info.ru\/news\/15996\/\u0022\u003Eзаявлял\u003C\/a\u003E о том, что убыточность по ОСАГО превышает 70%, и предупреждал, что в связи с подготовленными Минфином РФ поправками об увеличении страховых сумм со 160 тыс. до 500 тыс. руб. по жизни и здоровью и со 120 тыс. до 200 тыс. руб. по имуществу на каждого потерпевшего для обеспечения устойчивости системы ОСАГО необходимо увеличить тарифы на 35\u0026ndash;45%.\u003C\/span\u003E\u003C\/div\u003E\r\n ","~DETAIL_TEXT":" \r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EС 1 сентября вступила в силу поправка в закон об ОСАГО, которая вводит новый порядок страховых выплат. Если раньше сумма компенсации находилась в обратной зависимости от износа, который определялся по возрасту и пробегу автомобиля, то теперь в качестве алгоритма определения степени износа деталей за основу взята страна происхождения автомобиля. Об этом сообщает \u0026laquo;\u003Ca href=\u0022http:\/\/www.ng.ru\/economics\/2010-09-06\/1_autoprom.html\u0022\u003EНезависимая газета\u003C\/a\u003E\u0026raquo;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EНа последнем месте по степени износа оказалась продукция российского автопрома, причем не только \u0026laquo;Жигули\u0026raquo;, но и иномарки, собираемые на территории РФ. В то же время, наименьшей степени износа от возраста и пробега подвержены машины, произведенные в Японии, на втором месте \u0026ndash; европейские и американские автомобили, на третьем \u0026ndash; машины, произведенные в странах Юго-Восточной Азии. Таким образом, получается, что любая иномарка, собранная в России, заведомо подвержена большему износу в ходе эксплуатации, чем аналогичная модель, выпущенная в Германии или в Японии, а это и влияет в конечном итоге на сумму выплат по полису ОСАГО.\u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EИсполнительный директор Объединения автопроизводителей России Игорь Коровкин назвал поправки в закон об ОСАГО \u0026laquo;дискриминационными и необъективными\u0026raquo;. \u0026laquo;Нигде в мире нет такого метода определения качества сборки автомобилей - по стране, где они выпускаются. Например, качество сборки автомобилей BMW в Калининграде, по признанию руководства концерна, практически ничем не уступает немецкому\u0026raquo;, - отметил Игорь Коровкин. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПричину дискриминации российского автопрома по отношению к зарубежному эксперт видит в стремлении властей частично компенсировать убытки страховых компаний, которые повлечет введение (теми же поправками) \u0026laquo;нулевого износа\u0026raquo;. Согласно данным нововведениям, при замене стекол, ремней, подушек безопасности и некоторых других деталей, оказывающих непосредственное влияние на безопасность управления автомобилем, страховая компания обязана выплачивать их полную стоимость. 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Новости по этой теме
