Всего 5 млн руб. выдало правительство региона малым предпринимателям из 212 млн руб. гарантийного фонда

{"ID":"376399","~ID":"376399","TAGS":"ФПМП, фонд поддержки малого предпринимательства, малый бизнес, калининградская область, господдержка","~TAGS":"ФПМП, фонд поддержки малого предпринимательства, малый бизнес, калининградская область, господдержка","NAME":"Всего 5 млн руб. выдало правительство региона малым предпринимателям из 212 млн руб. гарантийного фонда","~NAME":"Всего 5 млн руб. выдало правительство региона малым предпринимателям из 212 млн руб. гарантийного фонда","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"829","~IBLOCK_SECTION_ID":"829","DETAIL_TEXT":" \r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EС момента создания в сентябре прошлого года региональным правительством гарантийного фонда портфель выданных поручительств составил около 5 млн руб. Как сообщает пресс-служба правительства Калининградской области, гарантийный фонд сформирован за счет средств, выделяемых в соответствии с областной целевой программой \u0026laquo;Основные направления поддержки малого и среднего предпринимательства в Калининградской области на 2009-2013 гг., и средств, выделенных Датской программой содействия экономическому развитию Калининградской области. Общий размер гарантийного фонда к началу 2010 года составил 212 млн руб.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EДля того чтобы получить поручительство за счет средств гарантийного фонда, субъекты малого предпринимательства должны иметь решение кредитного комитета банка о согласии на предоставление кредита. В число банков-партнеров гарантийного фонда входят калининградские филиалы \u0026laquo;НОМОС-банка\u0026raquo;, \u0026laquo;Русь-Банка\u0026raquo;, \u0026laquo;Сбербанка\u0026raquo;, \u0026laquo;Банка Москвы\u0026raquo;, \u0026laquo;Россельхозбанка\u0026raquo; и \u0026laquo;Стройвестбанка\u0026raquo;. \u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EСогласно установленной схеме, гарантийный фонд берет на себя часть рисков невозврата кредита заемщиком (до 50\u0026#37; от суммы кредита). Таким образом, предприниматель имеет возможность получить кредит в банке при отсутствии обеспечения, на большую сумму либо по более низкой процентной ставке. Максимальный размер поручительства составляет 42 млн руб. Срок договора поручительства не может превышать 3 лет. Размер платы за поручительство по кредитным договорам составляет не более 2 процентов от суммы обеспечиваемых обязательств в зависимости от финансовых рисков проекта. Одним из условий получения поручительства является уплата гарантийному фонду вознаграждения за предоставленное поручительство.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EГарантийный фонд создан на базе государственного автономного учреждения \u0026quot;Фонд поддержки предпринимательства\u0026quot; Калининградской области.\u003C\/span\u003E\u003C\/div\u003E\r\n ","~DETAIL_TEXT":" \r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EС момента создания в сентябре прошлого года региональным правительством гарантийного фонда портфель выданных поручительств составил около 5 млн руб. Как сообщает пресс-служба правительства Калининградской области, гарантийный фонд сформирован за счет средств, выделяемых в соответствии с областной целевой программой \u0026laquo;Основные направления поддержки малого и среднего предпринимательства в Калининградской области на 2009-2013 гг., и средств, выделенных Датской программой содействия экономическому развитию Калининградской области. Общий размер гарантийного фонда к началу 2010 года составил 212 млн руб.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EДля того чтобы получить поручительство за счет средств гарантийного фонда, субъекты малого предпринимательства должны иметь решение кредитного комитета банка о согласии на предоставление кредита. В число банков-партнеров гарантийного фонда входят калининградские филиалы \u0026laquo;НОМОС-банка\u0026raquo;, \u0026laquo;Русь-Банка\u0026raquo;, \u0026laquo;Сбербанка\u0026raquo;, \u0026laquo;Банка Москвы\u0026raquo;, \u0026laquo;Россельхозбанка\u0026raquo; и \u0026laquo;Стройвестбанка\u0026raquo;. \u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EСогласно установленной схеме, гарантийный фонд берет на себя часть рисков невозврата кредита заемщиком (до 50\u0026#37; от суммы кредита). Таким образом, предприниматель имеет возможность получить кредит в банке при отсутствии обеспечения, на большую сумму либо по более низкой процентной ставке. Максимальный размер поручительства составляет 42 млн руб. Срок договора поручительства не может превышать 3 лет. Размер платы за поручительство по кредитным договорам составляет не более 2 процентов от суммы обеспечиваемых обязательств в зависимости от финансовых рисков проекта. 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