Федеральная служба страхового надзора ожидает ухода с рынка 100 компаний
По подсчетам Федеральной службы страхового надзора (ФССН), более половины рынка - 391 страховщик - пока не соответствует новым требованиям к капиталу, введение которых готовится с 2012 года. Такие изменения содержатся в поправках к закону "Об организации страхового дела в РФ": минимум базового капитала — 120 млн руб., для компаний по страхованию жизни — 240 млн руб., а для тех, кто обладает лицензией на перестрахование, и специализированных перестраховщиков — до 480 млн руб. Об этом вчера заявил глава ФССН Александр Коваль, сообщает «Коммерсант». Принятие данного законопроекта, по словам Александра Коваля, имеет все шансы состояться уже в феврале 2010 года (сейчас он готовится в Госдуме ко второму чтению). Впрочем, уже ясно, что до 2012 года дотянут не все страховщики. "По итогам 2009 года у 101 страховщика были отозваны лицензии,— рассказывает глава ФССН.— Из них 25 ушли добровольно. С учетом того, что в будущем году проблемы с устойчивостью на рынке будут усугубляться, рынок покинет не меньше компаний, чем в текущем году — не меньше 100, а может, и больше". По состоянию на 30 сентября 2009 года в государственном реестре страховщиков числится 722 страховые организации. На 100 покинувших реестр страховщиков на рынке появилось только восемь новых компаний. "Процесс входа на рынок отрегулирован вполне",— признают в ФССН. Тем временем, регулятор признается, что вал жалоб от клиентов страховщиков (порядка 30 тыс. в этом году) влияет на процесс применения санкций. Кроме того, поправки к основному страховому закону предусматривают участие ФССН в процедуре банкротства страховщика в качестве временной администрации. "Скорость и количество отозванных лицензий будет зависеть от того, как сильно загружена будет служба,— заявил "Коммерсанту" глава ФССН.— Сейчас мы завалены документацией достаточно сильно". Выявлять неплатежеспособных страховщиков поможет регулятору его новая система контроля за рисками компаний, разработанная с учетом рекомендаций Международной ассоциации страховых надзоров. Система включает обследование компании по 106 показателям и была опробована на тех страховщиках, которые уже лишились лицензии. "Она зарекомендовала себя хорошо",— говорят в ФССН. Участники рынка разделяют прогнозы надзора и смотрят на будущий год без иллюзий. "Благодаря инерционности страхового бизнеса, все проблемы, которые остальные институты пережили в этом году, мы прочувствуем в 2010 году,— говорит глава "Ингосстраха" Александр Григорьев.— Мои ожидания совпадают с прогнозами ФССН — с рынка уйдет порядка 150 страховщиков". "В течение двух лет на рынке останется не более 200 компаний",— уверен первый заместитель главы "Росгосстраха" Дмитрий Маркаров. Крупных страховщиков это не пугает. "Для конкуренции в масштабах РФ хватит и 100 игроков",— считает господин Григорьев.
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Такие изменения содержатся в поправках к закону \u0026quot;Об организации страхового дела в РФ\u0026quot;: минимум базового капитала \u0026mdash; 120 млн руб., для компаний по страхованию жизни \u0026mdash; 240 млн руб., а для тех, кто обладает лицензией на перестрахование, и специализированных перестраховщиков \u0026mdash; до 480 млн руб. Об этом вчера заявил глава ФССН Александр Коваль, сообщает \u0026laquo;Коммерсант\u0026raquo;.\u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПринятие данного законопроекта, по словам Александра Коваля, имеет все шансы состояться уже в феврале 2010 года (сейчас он готовится в Госдуме ко второму чтению). Впрочем, уже ясно, что до 2012 года дотянут не все страховщики. \u0026quot;По итогам 2009 года у 101 страховщика были отозваны лицензии,\u0026mdash; рассказывает глава ФССН.\u0026mdash; Из них 25 ушли добровольно. С учетом того, что в будущем году проблемы с устойчивостью на рынке будут усугубляться, рынок покинет не меньше компаний, чем в текущем году \u0026mdash; не меньше 100, а может, и больше\u0026quot;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПо состоянию на 30 сентября 2009 года в государственном реестре страховщиков числится 722 страховые организации. На 100 покинувших реестр страховщиков на рынке появилось только восемь новых компаний. \u0026quot;Процесс входа на рынок отрегулирован вполне\u0026quot;,\u0026mdash; признают в ФССН. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EТем временем, регулятор признается, что вал жалоб от клиентов страховщиков (порядка 30 тыс. в этом году) влияет на процесс применения санкций. Кроме того, поправки к основному страховому закону предусматривают участие ФССН в процедуре банкротства страховщика в качестве временной администрации. \u0026quot;Скорость и количество отозванных лицензий будет зависеть от того, как сильно загружена будет служба,\u0026mdash; заявил \u0026quot;Коммерсанту\u0026quot; глава ФССН.\u0026mdash; Сейчас мы завалены документацией достаточно сильно\u0026quot;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EВыявлять неплатежеспособных страховщиков поможет регулятору его новая система контроля за рисками компаний, разработанная с учетом рекомендаций Международной ассоциации страховых надзоров. Система включает обследование компании по 106 показателям и была опробована на тех страховщиках, которые уже лишились лицензии. \u0026quot;Она зарекомендовала себя хорошо\u0026quot;,\u0026mdash; говорят в ФССН. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EУчастники рынка разделяют прогнозы надзора и смотрят на будущий год без иллюзий. \u0026quot;Благодаря инерционности страхового бизнеса, все проблемы, которые остальные институты пережили в этом году, мы прочувствуем в 2010 году,\u0026mdash; говорит глава \u0026quot;Ингосстраха\u0026quot; Александр Григорьев.\u0026mdash; Мои ожидания совпадают с прогнозами ФССН \u0026mdash; с рынка уйдет порядка 150 страховщиков\u0026quot;. \u0026quot;В течение двух лет на рынке останется не более 200 компаний\u0026quot;,\u0026mdash; уверен первый заместитель главы \u0026quot;Росгосстраха\u0026quot; Дмитрий Маркаров. Крупных страховщиков это не пугает. \u0026quot;Для конкуренции в масштабах РФ хватит и 100 игроков\u0026quot;,\u0026mdash; считает господин Григорьев.\u003C\/span\u003E\u003C\/div\u003E\r\n ","~DETAIL_TEXT":" \r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EПо подсчетам Федеральной службы страхового надзора (ФССН), более половины рынка - 391 страховщик - пока не соответствует новым требованиям к капиталу, введение которых готовится с 2012 года. Такие изменения содержатся в поправках к закону \u0026quot;Об организации страхового дела в РФ\u0026quot;: минимум базового капитала \u0026mdash; 120 млн руб., для компаний по страхованию жизни \u0026mdash; 240 млн руб., а для тех, кто обладает лицензией на перестрахование, и специализированных перестраховщиков \u0026mdash; до 480 млн руб. Об этом вчера заявил глава ФССН Александр Коваль, сообщает \u0026laquo;Коммерсант\u0026raquo;.\u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПринятие данного законопроекта, по словам Александра Коваля, имеет все шансы состояться уже в феврале 2010 года (сейчас он готовится в Госдуме ко второму чтению). Впрочем, уже ясно, что до 2012 года дотянут не все страховщики. \u0026quot;По итогам 2009 года у 101 страховщика были отозваны лицензии,\u0026mdash; рассказывает глава ФССН.\u0026mdash; Из них 25 ушли добровольно. С учетом того, что в будущем году проблемы с устойчивостью на рынке будут усугубляться, рынок покинет не меньше компаний, чем в текущем году \u0026mdash; не меньше 100, а может, и больше\u0026quot;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EПо состоянию на 30 сентября 2009 года в государственном реестре страховщиков числится 722 страховые организации. 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Кроме того, поправки к основному страховому закону предусматривают участие ФССН в процедуре банкротства страховщика в качестве временной администрации. \u0026quot;Скорость и количество отозванных лицензий будет зависеть от того, как сильно загружена будет служба,\u0026mdash; заявил \u0026quot;Коммерсанту\u0026quot; глава ФССН.\u0026mdash; Сейчас мы завалены документацией достаточно сильно\u0026quot;. \u003C\/span\u003E \r\n \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EВыявлять неплатежеспособных страховщиков поможет регулятору его новая система контроля за рисками компаний, разработанная с учетом рекомендаций Международной ассоциации страховых надзоров. 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