ХКФ Банк и «Русский Стандарт» ввели плату за почтовые уведомления о состоянии счета

{"ID":"351697","~ID":"351697","TAGS":"банки, банкиры, банковская деятельность, плата, почтовые услуги","~TAGS":"банки, банкиры, банковская деятельность, плата, почтовые услуги","NAME":"ХКФ Банк и «Русский Стандарт» ввели плату за почтовые уведомления о состоянии счета","~NAME":"ХКФ Банк и «Русский Стандарт» ввели плату за почтовые уведомления о состоянии счета","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EХКФ Банк и \u0026laquo;Русский Стандарт\u0026raquo; пошли дальше всех в стремлении сократить операционные расходы \u0026mdash; теперь их клиенты должны самостоятельно оплачивать почтовые уведомления о состоянии своих счетов. Как пишет в четверг \u0026laquo;Коммерсант\u0026raquo;, это позволит банкам сократить издержки, которые с начала кризиса уже оптимизированы более чем на четверть.\u003C\/span\u003E\r\n  \u003Cbr \/\u003E\r\n\u003Cspan class=\u0022kobl-text-content\u0022\u003EС октября \u0026laquo;Русский Стандарт\u0026raquo; отменяет бесплатную почтовую рассылку выписок о состоянии счета для своих клиентов. Информацию о зачислениях на их счета, списаниях, начисленных штрафах заемщики теперь будут получать платно. В пресс-службе банка сообщили, что \u0026laquo;стоимость услуги будет дифференцирована\u0026raquo;, однако в call-центре заявили, что плата составит 15 рублей в месяц. Желающие могут получать выписки бесплатно по электронной почте. Ближайший конкурент \u0026laquo;Русского Стандарта\u0026raquo; \u0026mdash; ХКФ Банк ввел плату за извещения по кредитным картам с 16 июня, она также составляет 15 рублей в месяц. \u0026laquo;Плата была введена для возмещения расходов банка в связи с кризисом. 15 рублей необходимо для окупаемости почтовых расходов, сам банк ничего на этом не зарабатывает\u0026raquo;, \u0026mdash; объяснили в пресс-службе кредитной организации. В \u0026laquo;Русском Стандарте\u0026raquo; свое решение объясняют тем, что \u0026laquo;банк делает акцент на использовании технологичных сервисов\u0026raquo;.\u003C\/span\u003E\r\n  \u003Cbr \/\u003E\r\n\u003Cspan class=\u0022kobl-text-content\u0022\u003EЭкономия на рассылке извещений позволит банкам существенно сократить расходы. Клиентская база ХКФ Банка насчитывает 16 млн человек, активных \u0026laquo;карточных\u0026raquo; клиентов среди них на конец I квартала было около 2 млн (всего выпущенных карт \u0026mdash; около 10 млн). Таким образом, ХКФ Банку удастся сэкономить на почтовых расходах около 30 млн рублей в месяц. У \u0026laquo;Русского Стандарта\u0026raquo; экономия может составить свыше 100 млн рублей в месяц, учитывая более широкую клиентскую базу (около 25 млн человек).\u003C\/span\u003E\u003C\/div\u003E\r\n","~DETAIL_TEXT":"\r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EХКФ Банк и \u0026laquo;Русский Стандарт\u0026raquo; пошли дальше всех в стремлении сократить операционные расходы \u0026mdash; теперь их клиенты должны самостоятельно оплачивать почтовые уведомления о состоянии своих счетов. Как пишет в четверг \u0026laquo;Коммерсант\u0026raquo;, это позволит банкам сократить издержки, которые с начала кризиса уже оптимизированы более чем на четверть.\u003C\/span\u003E\r\n  \u003Cbr \/\u003E\r\n\u003Cspan class=\u0022kobl-text-content\u0022\u003EС октября \u0026laquo;Русский Стандарт\u0026raquo; отменяет бесплатную почтовую рассылку выписок о состоянии счета для своих клиентов. Информацию о зачислениях на их счета, списаниях, начисленных штрафах заемщики теперь будут получать платно. В пресс-службе банка сообщили, что \u0026laquo;стоимость услуги будет дифференцирована\u0026raquo;, однако в call-центре заявили, что плата составит 15 рублей в месяц. Желающие могут получать выписки бесплатно по электронной почте. Ближайший конкурент \u0026laquo;Русского Стандарта\u0026raquo; \u0026mdash; ХКФ Банк ввел плату за извещения по кредитным картам с 16 июня, она также составляет 15 рублей в месяц. \u0026laquo;Плата была введена для возмещения расходов банка в связи с кризисом. 15 рублей необходимо для окупаемости почтовых расходов, сам банк ничего на этом не зарабатывает\u0026raquo;, \u0026mdash; объяснили в пресс-службе кредитной организации. В \u0026laquo;Русском Стандарте\u0026raquo; свое решение объясняют тем, что \u0026laquo;банк делает акцент на использовании технологичных сервисов\u0026raquo;.\u003C\/span\u003E\r\n  \u003Cbr \/\u003E\r\n\u003Cspan class=\u0022kobl-text-content\u0022\u003EЭкономия на рассылке извещений позволит банкам существенно сократить расходы. Клиентская база ХКФ Банка насчитывает 16 млн человек, активных \u0026laquo;карточных\u0026raquo; клиентов среди них на конец I квартала было около 2 млн (всего выпущенных карт \u0026mdash; около 10 млн). Таким образом, ХКФ Банку удастся сэкономить на почтовых расходах около 30 млн рублей в месяц. У \u0026laquo;Русского Стандарта\u0026raquo; экономия может составить свыше 100 млн рублей в месяц, учитывая более широкую клиентскую базу (около 25 млн человек).\u003C\/span\u003E\u003C\/div\u003E\r\n","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"Это позволит банкам сократить издержки, которые с начала кризиса уже оптимизированы более чем на четверть.","~PREVIEW_TEXT":"Это позволит банкам сократить издержки, которые с начала кризиса уже оптимизированы более чем на четверть.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"154382","TIMESTAMP_X":"29.01.2015 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