АИЖК планирует выдавать кредиты под 12-15% годовых

{"ID":"335793","~ID":"335793","TAGS":"кредитование, АИЖК, недвижимость, жилье, строительство","~TAGS":"кредитование, АИЖК, недвижимость, жилье, строительство","NAME":"АИЖК планирует выдавать кредиты под 12-15% годовых","~NAME":"АИЖК планирует выдавать кредиты под 12-15% годовых","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"424","~IBLOCK_SECTION_ID":"424","DETAIL_TEXT":"\r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EАгентство по ипотечному жилищному кредитованию разместило на своём сайте проект программы по стимулированию кредитования застройщиков. В документе говорится, что на пилотные проекты этой программы АИЖК выделит до 1,2 млрд рублей.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EБанки могут рассчитывать на средства Агентства под залог ипотечных закладных либо ценных бумаг. Полученные средства они будут предоставлять в виде кредитов надёжным застройщикам, имеющим недостроенное жильё эконом-класса, а также в виде ипотечных кредитов гражданам, желающим купить квартиры в этих домах. Если не все квартиры в достроенных домах будут куплены, их покупку по цене 30 000 рублей за кв. м. гарантирует Фонд содействия жилищному строительству. Максимальная сумма, которую агентство готово предоставить одному банку в рамках пилотного проекта, \u0026mdash; 300 млн руб., минимальная — 60 млн руб. Максимальный срок цикла от кредитования банка до завершения гарантированного выкупа квартир — 17 месяцев.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EСогласно проекту, предоставлять средства банкам АИЖК будет по ставкам 12—15% годовых. \u0026laquo;Нижняя граница ставок определяется экономической целесообразностью и принципами безубыточности агентства, верхняя — уровнем риска\u0026raquo;, — пишут \u003Ca href=\u0022http:\/\/vedomosti.ru\u0022 target=\u0022_blank\u0022 \u003E«Ведомости»\u003C\/a\u003E со ссылкой на директора департамента коммуникаций АИЖК Анну Ярцеву. При этом Агентство не устанавливает ограничений по марже, которую могут прибавить банки к ставке при кредитовании строителей. «Банкиры не будут завышать ставки для строителей, чтобы иметь возможность оперативно продать построенное жильё», — говорит Анна Ярцева.\u003C\/span\u003E\u003C\/div\u003E\r\n ","~DETAIL_TEXT":"\r\n\u003Cdiv align=\u0022justify\u0022\u003E\u003Cspan class=\u0022kobl-text-content\u0022\u003EАгентство по ипотечному жилищному кредитованию разместило на своём сайте проект программы по стимулированию кредитования застройщиков. В документе говорится, что на пилотные проекты этой программы АИЖК выделит до 1,2 млрд рублей.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EБанки могут рассчитывать на средства Агентства под залог ипотечных закладных либо ценных бумаг. Полученные средства они будут предоставлять в виде кредитов надёжным застройщикам, имеющим недостроенное жильё эконом-класса, а также в виде ипотечных кредитов гражданам, желающим купить квартиры в этих домах. Если не все квартиры в достроенных домах будут куплены, их покупку по цене 30 000 рублей за кв. м. гарантирует Фонд содействия жилищному строительству. Максимальная сумма, которую агентство готово предоставить одному банку в рамках пилотного проекта, \u0026mdash; 300 млн руб., минимальная — 60 млн руб. Максимальный срок цикла от кредитования банка до завершения гарантированного выкупа квартир — 17 месяцев.\u003C\/span\u003E \r\n  \u003Cbr \/\u003E\r\n \u003Cspan class=\u0022kobl-text-content\u0022\u003EСогласно проекту, предоставлять средства банкам АИЖК будет по ставкам 12—15% годовых. \u0026laquo;Нижняя граница ставок определяется экономической целесообразностью и принципами безубыточности агентства, верхняя — уровнем риска\u0026raquo;, — пишут \u003Ca href=\u0022http:\/\/vedomosti.ru\u0022 target=\u0022_blank\u0022 \u003E«Ведомости»\u003C\/a\u003E со ссылкой на директора департамента коммуникаций АИЖК Анну Ярцеву. 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