Средний лимит по кредитным картам сократился в Калининградской области за год более чем на 14 %

Фото rugrad

{"ID":"1446393","~ID":"1446393","TAGS":"кредитные карты, лимиты, Калининградская область, НБКИ, охлаждение","~TAGS":"кредитные карты, лимиты, Калининградская область, НБКИ, охлаждение","NAME":"Средний лимит по кредитным картам сократился в Калининградской области за год более чем на 14 %","~NAME":"Средний лимит по кредитным картам сократился в Калининградской области за год более чем на 14 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области средний размер лимитов по новым выданным кредитным картам составил 106,9 тыс. руб., что по сравнению с аналогичным периодом 2024 года меньше на 14,1 % (в декабре 2024 года — 124,5 тыс. руб.). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В ноябре 2025 года показатель составил 96,7 тыс. руб., в сентябре — \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1422831\/\u0022\u003E88,9 тыс. руб.\u003Cbr\u003E\r\n \u003C\/a\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в декабре 2025 года средний размер лимитов по новым выданным картам составил 99,1 тыс. руб. При этом по сравнению с аналогичным периодом 2024 года (111,7 тыс. руб.) данный показатель снизился на 11,3 %.\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В сравнении с предыдущим месяцем средний размер лимитов увеличился на 2,1 % (в ноябре 2025 года — 97,1 тыс. руб.).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольший средний размер лимитов по кредитным картам в декабре 2025 года был отмечен в Москве (137,7 тыс. руб.), Московской области (118,8 тыс.), Санкт-Петербурге (117,9 тыс.), а также в Тюменской (107,7 тыс.) и Ленинградской (103,3 тыс.) областях.\u003Cbr\u003E\r\n\t\u003Cbr\u003E\r\n\tВ Москве и Санкт-Петербурге средний размер лимитов по кредитным картам за год сократился на 8,5 % и 6,9 % соответственно.\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t«В последние месяцы прошлого года средний размер лимитов по новым выданным кредитным картам находился на довольно низком уровне (меньше 100 тыс. руб.). 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Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В ноябре 2025 года показатель составил 96,7 тыс. руб., в сентябре — \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1422831\/\u0022\u003E88,9 тыс. руб.\u003Cbr\u003E\r\n \u003C\/a\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в декабре 2025 года средний размер лимитов по новым выданным картам составил 99,1 тыс. руб. 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Это свидетельствует об охлаждении спроса на розничные кредиты (и кредитные карты, в том числе), а также об ухудшении качества входящего потока заявителей. В условиях высоких ставок граждане с высоким уровнем кредитоспособности предпочитают покупкам в кредит сберегательную модель финансового поведения, поэтому их доля в общей структуре заемщиков снижается. 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