Выдача кредитных карт в регионе за год сократилась менее чем на 1 %

Фото из архива rugrad

{"ID":"1444535","~ID":"1444535","TAGS":"кредитные карты, НБКИ, Калининградская область, лимиты, регионы","~TAGS":"кредитные карты, НБКИ, Калининградская область, лимиты, регионы","NAME":"Выдача кредитных карт в регионе за год сократилась менее чем на 1 %","~NAME":"Выдача кредитных карт в регионе за год сократилась менее чем на 1 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области было выдано 10,7 тыс. новых кредитных карт, что на 0,93 % меньше по сравнению с аналогичным периодом 2024 года (10,8 тыс.).\u0026nbsp;Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре прошлого года в регионе было выдано 11,37 тыс. новых кредитных карт (-21,5 %).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ количество новых выданных кредитных карт в декабре 2025 года составило 1,23 млн ед., сократившись по сравнению с аналогичным периодом 2024 года на 5 % (в декабре 2024 года — 1,29 млн).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По сравнению с предыдущим месяцем число новых выданных кредитных карт по России в декабре 2025 года выросло на 1,6 % (в ноябре 2025 года — 1,21 млн).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшее количество новых кредитных карт в отчетный период было выдано в Москве (93 тыс. ед.), Московской области (77,7 тыс.), Краснодарском крае (62 тыс.), Санкт-Петербурге (54,9 тыс.) и Свердловской области (38,8 тыс.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика сокращения числа выданных новых кредитных карт в декабре 2025 года по сравнению с аналогичным периодом 2024 года была зафиксирована в Москве (-17 %), Татарстане (-12 %), Тульской области (-10,4 %), Башкортостане (-10,1 %) и Волгоградской области (-8,2 %). Между тем в ряде регионов выдача новых кредитных карт за год, напротив, выросла: в Крыму (+22,4 %), Ленинградской (+6,4 %), Тюменской (+4,4 %) и Ростовской (+3,7 %) областях, а также в Пермском крае (+2,6 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «В 2025 году выдача новых кредитных карт стабилизировалась на довольно низком уровне (1–1,3 млн ед.). Стоит отметить, что данная стабилизация наступила после падения выдачи во второй половине 2024 года. Напомним, что тогда количество выданных кредиток упало более чем в два раза — с уровня 2,2–2,3 млн ед. в месяц (в середине 2024 года) до минимума в начале 2025 года (1–1,1 млн). Таким образом, можно констатировать, что аппетит банков к риску до сих пор находится на довольно низком уровне. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в дальнейшем», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области было выдано 10,7 тыс. новых кредитных карт, что на 0,93 % меньше по сравнению с аналогичным периодом 2024 года (10,8 тыс.).\u0026nbsp;Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре прошлого года в регионе было выдано 11,37 тыс. новых кредитных карт (-21,5 %).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ количество новых выданных кредитных карт в декабре 2025 года составило 1,23 млн ед., сократившись по сравнению с аналогичным периодом 2024 года на 5 % (в декабре 2024 года — 1,29 млн).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По сравнению с предыдущим месяцем число новых выданных кредитных карт по России в декабре 2025 года выросло на 1,6 % (в ноябре 2025 года — 1,21 млн).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшее количество новых кредитных карт в отчетный период было выдано в Москве (93 тыс. ед.), Московской области (77,7 тыс.), Краснодарском крае (62 тыс.), Санкт-Петербурге (54,9 тыс.) и Свердловской области (38,8 тыс.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика сокращения числа выданных новых кредитных карт в декабре 2025 года по сравнению с аналогичным периодом 2024 года была зафиксирована в Москве (-17 %), Татарстане (-12 %), Тульской области (-10,4 %), Башкортостане (-10,1 %) и Волгоградской области (-8,2 %). Между тем в ряде регионов выдача новых кредитных карт за год, напротив, выросла: в Крыму (+22,4 %), Ленинградской (+6,4 %), Тюменской (+4,4 %) и Ростовской (+3,7 %) областях, а также в Пермском крае (+2,6 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «В 2025 году выдача новых кредитных карт стабилизировалась на довольно низком уровне (1–1,3 млн ед.). Стоит отметить, что данная стабилизация наступила после падения выдачи во второй половине 2024 года. Напомним, что тогда количество выданных кредиток упало более чем в два раза — с уровня 2,2–2,3 млн ед. в месяц (в середине 2024 года) до минимума в начале 2025 года (1–1,1 млн). Таким образом, можно констатировать, что аппетит банков к риску до сих пор находится на довольно низком уровне. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в дальнейшем», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"В декабре показатель превысил 10,7 тыс.","~PREVIEW_TEXT":"В декабре показатель превысил 10,7 тыс.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3898744","TIMESTAMP_X":"18.11.2025 17:21:52","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"43471","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/70e","FILE_NAME":"d4vs6tul1gzovolmd4q0jdlsj2a9orfz.jpg","ORIGINAL_NAME":"Новый проект.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"eb281cec047875a71b41f01a82d3a715","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/70e\/d4vs6tul1gzovolmd4q0jdlsj2a9orfz.jpg"},"~DETAIL_PICTURE":"3898744","ACTIVE_FROM_X":"2026-01-26 03:18:15","~ACTIVE_FROM_X":"2026-01-26 03:18:15","ACTIVE_FROM":"26.01.2026 03:18:15","~ACTIVE_FROM":"26.01.2026 03:18:15","LIST_PAGE_URL":"news.php?ID=54","~LIST_PAGE_URL":"\/news\/","PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","~PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","PROPERTY_FOTO_DESC_VALUE_ID":"1444535:1498","~PROPERTY_FOTO_DESC_VALUE_ID":"1444535:1498","PROPERTY_CLIPART_VALUE":"N","~PROPERTY_CLIPART_VALUE":"N","PROPERTY_CLIPART_VALUE_ID":"1444535:1262","~PROPERTY_CLIPART_VALUE_ID":"1444535:1262","PROPERTY_DOPINFO_VALUE":[{"TEXT":"Общий объем лимита кредитных карт в Калининградской области в ноябре 2025 года \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1450942\/\u0022\u003Eсоставил\u003C\/a\u003E 1,1 млрд руб., что на 4 % меньше, чем в предыдущем месяце (1,14 млрд руб.). 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