Выдача кредитных карт в регионе за год сократилась более чем на 20 %

Фото из архива rugrad

{"ID":"1444535","~ID":"1444535","TAGS":"кредитные карты, НБКИ, Калининградская область, лимиты, регионы","~TAGS":"кредитные карты, НБКИ, Калининградская область, лимиты, регионы","NAME":"Выдача кредитных карт в регионе за год сократилась более чем на 20 %","~NAME":"Выдача кредитных карт в регионе за год сократилась более чем на 20 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре 2025 года в Калининградской области было выдано 11,37 тыс. новых кредитных карт, что\u0026nbsp;меньше на 21,5 %, чем за аналогичный период\u0026nbsp;прошлого года (14,48 тыс.). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t При этом выдача кредитных карт стабильно растет в Калининградской области в 2025 году. Так, за август \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1431083\/\u0022\u003Eбыло выдано\u003C\/a\u003E 11,6 тыс. новых карт, за июнь — 8,93 тыс.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ количество новых выданных кредитных карт в октябре 2025 года составило 1,31 млн ед., сократившись по сравнению с аналогичным периодом прошлого года на 25,2 % (в октябре 2024 года — 1,76 млн). По сравнению с предыдущим месяцем число новых выданных кредитных карт в октябре 2025 года, напротив, увеличилось на 3,3 % (в сентябре 2025 года — 1,27 млн).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В свою очередь, объем лимитов по выданным в октябре 2025 года кредитным картам, по сравнению с аналогичным периодом прошлого года сократился на 43,5 % и составил 116,6 млрд руб. (в октябре 2024 года — 206,3 млрд руб.). В то же время в сравнении с предыдущим месяцем объем лимитов по новым картам вырос на 6,6 % (в сентябре 2025 года — 109,4 млрд руб.).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшее количество кредитных карт в октябре было выдано в Москве (98,7 тыс. ед.), Московской области (84,1 тыс.), Краснодарском крае (62,9 тыс.), Санкт-Петербурге (55,2 тыс.) и Свердловской области (42,7 тыс.). Самая серьезная динамика сокращения числа выданных новых кредитных карт в октябре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (–36,1 %), Тюменской области (–30,5 %), Санкт-Петербурге (–30 %).\r\n\u003C\/p\u003E\r\n «В 2025 году выдача новых кредитных карт стабилизировалась на довольно низком уровне (1–1,3 млн ед.). Стоит отметить, что данная стабилизация наступила после падения выдачи во второй половине 2024 года. Напомним, что тогда количество выданных кредиток упало более чем в два раза — с уровня 2,2–2,3 млн ед. в месяц (в середине 2024 года) до минимума в начале 2025 года (1–1,1 млн ед.). Таким образом, можно констатировать, что аппетит банков к риску до сих пор находится на довольно низком уровне. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в будущем», — прокомментировали специалисты НБКИ.\r\n\u003Cp\u003E\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре 2025 года в Калининградской области было выдано 11,37 тыс. новых кредитных карт, что\u0026nbsp;меньше на 21,5 %, чем за аналогичный период\u0026nbsp;прошлого года (14,48 тыс.). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t При этом выдача кредитных карт стабильно растет в Калининградской области в 2025 году. Так, за август \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1431083\/\u0022\u003Eбыло выдано\u003C\/a\u003E 11,6 тыс. новых карт, за июнь — 8,93 тыс.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ количество новых выданных кредитных карт в октябре 2025 года составило 1,31 млн ед., сократившись по сравнению с аналогичным периодом прошлого года на 25,2 % (в октябре 2024 года — 1,76 млн). По сравнению с предыдущим месяцем число новых выданных кредитных карт в октябре 2025 года, напротив, увеличилось на 3,3 % (в сентябре 2025 года — 1,27 млн).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В свою очередь, объем лимитов по выданным в октябре 2025 года кредитным картам, по сравнению с аналогичным периодом прошлого года сократился на 43,5 % и составил 116,6 млрд руб. (в октябре 2024 года — 206,3 млрд руб.). В то же время в сравнении с предыдущим месяцем объем лимитов по новым картам вырос на 6,6 % (в сентябре 2025 года — 109,4 млрд руб.).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшее количество кредитных карт в октябре было выдано в Москве (98,7 тыс. ед.), Московской области (84,1 тыс.), Краснодарском крае (62,9 тыс.), Санкт-Петербурге (55,2 тыс.) и Свердловской области (42,7 тыс.). Самая серьезная динамика сокращения числа выданных новых кредитных карт в октябре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (–36,1 %), Тюменской области (–30,5 %), Санкт-Петербурге (–30 %).\r\n\u003C\/p\u003E\r\n «В 2025 году выдача новых кредитных карт стабилизировалась на довольно низком уровне (1–1,3 млн ед.). Стоит отметить, что данная стабилизация наступила после падения выдачи во второй половине 2024 года. Напомним, что тогда количество выданных кредиток упало более чем в два раза — с уровня 2,2–2,3 млн ед. в месяц (в середине 2024 года) до минимума в начале 2025 года (1–1,1 млн ед.). Таким образом, можно констатировать, что аппетит банков к риску до сих пор находится на довольно низком уровне. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в будущем», — прокомментировали специалисты НБКИ.\r\n\u003Cp\u003E\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"В октябре показатель превысил 11,37 тыс.","~PREVIEW_TEXT":"В октябре показатель превысил 11,37 тыс.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3898744","TIMESTAMP_X":"18.11.2025 17:21:52","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"43471","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/70e","FILE_NAME":"d4vs6tul1gzovolmd4q0jdlsj2a9orfz.jpg","ORIGINAL_NAME":"Новый проект.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"eb281cec047875a71b41f01a82d3a715","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/70e\/d4vs6tul1gzovolmd4q0jdlsj2a9orfz.jpg"},"~DETAIL_PICTURE":"3898744","ACTIVE_FROM_X":"2025-11-19 03:18:15","~ACTIVE_FROM_X":"2025-11-19 03:18:15","ACTIVE_FROM":"19.11.2025 03:18:15","~ACTIVE_FROM":"19.11.2025 03:18:15","LIST_PAGE_URL":"news.php?ID=54","~LIST_PAGE_URL":"\/news\/","PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","~PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","PROPERTY_FOTO_DESC_VALUE_ID":"1444535:1498","~PROPERTY_FOTO_DESC_VALUE_ID":"1444535:1498","PROPERTY_CLIPART_VALUE":"N","~PROPERTY_CLIPART_VALUE":"N","PROPERTY_CLIPART_VALUE_ID":"1444535:1262","~PROPERTY_CLIPART_VALUE_ID":"1444535:1262","PROPERTY_DOPINFO_VALUE":[{"TEXT":"Средний размер лимитов по новым выданным кредитным картам в Калининградской области в сентябре 2025 года \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1422831\/\u0022\u003Eсоставил\u003C\/a\u003E 88,9 тыс. руб. 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