Доля отказов по кредитам в регионе составила 82 %

Фото из архива rugrad

{"ID":"1443891","~ID":"1443891","TAGS":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","~TAGS":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","NAME":"Доля отказов по кредитам в регионе составила 82 %","~NAME":"Доля отказов по кредитам в регионе составила 82 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области доля отказов по всем заявкам на розничные кредиты (потребительские кредиты, пос-кредиты, кредитные карты, автокредиты и ипотека) составила 82 %, увеличившись по сравнению с аналогичным периодом прошлого года (77,7 %) на 4,3 процентного пункта. Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В августе 2025 года показатель в регионе был на уровне в 81,7 %, в августе 2024 года — 76,3 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по всем заявкам на розничные кредиты (потребительские кредиты, пос-кредиты, кредитные карты, автокредиты и ипотека) в декабре 2025 года составила 81,9 %, увеличившись по сравнению с аналогичным периодом прошлого года на 3,7 п. п. (в декабре 2024 года — 78,2 %). При этом по сравнению с предыдущим месяцем данный показатель, напротив, сократился на 0,8 п. п. (в ноябре 2025 года — 82,7 %), отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по всем заявкам на розничные кредиты в регионах РФ в декабре 2025 года были отмечены в Кемеровской (83,7 %), Новосибирской (83,2 %) и Омской (83,1 %) областях. Наименьшие доли отказов были зафиксированы в Удмуртии (78,1 %), Нижегородской (78,2 %), Воронежской (78,4 %) и Белгородской (78,7 %) областях.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В Москве и Санкт-Петербурге данный показатель составил 79 % и 79,4 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика роста доли отказов по всем заявкам на розничные кредиты в декабре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (+5,7 п. п.), Татарстане (+5,3 п. п.), Самарской области (+5 п. п.), а также в Санкт-Петербурге (+4,7 п. п.) и Московской области (+4,7 п. п.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Одобрение розничных кредитов в конце года стабилизировалось, но по-прежнему находится на очень низком уровне. Банки, в условиях серьезных ограничений по кредитованию граждан с высокой долговой нагрузкой, не спешат повышать свой аппетит к риску. С другой стороны, снижения ключевой ставки до нынешнего уровня и стабилизации полной стоимости кредитов пока недостаточно для возвращения на рынок большинства заемщиков хорошего кредитного качества. В свою очередь, конкуренция в борьбе за граждан с высоким уровнем кредитоспособности у банков только нарастает. По заявкам таких заемщиков доля отказов в настоящее время составляет 57 %», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В декабре 2025 года в Калининградской области доля отказов по всем заявкам на розничные кредиты (потребительские кредиты, пос-кредиты, кредитные карты, автокредиты и ипотека) составила 82 %, увеличившись по сравнению с аналогичным периодом прошлого года (77,7 %) на 4,3 процентного пункта. Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В августе 2025 года показатель в регионе был на уровне в 81,7 %, в августе 2024 года — 76,3 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по всем заявкам на розничные кредиты (потребительские кредиты, пос-кредиты, кредитные карты, автокредиты и ипотека) в декабре 2025 года составила 81,9 %, увеличившись по сравнению с аналогичным периодом прошлого года на 3,7 п. п. (в декабре 2024 года — 78,2 %). При этом по сравнению с предыдущим месяцем данный показатель, напротив, сократился на 0,8 п. п. (в ноябре 2025 года — 82,7 %), отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по всем заявкам на розничные кредиты в регионах РФ в декабре 2025 года были отмечены в Кемеровской (83,7 %), Новосибирской (83,2 %) и Омской (83,1 %) областях. Наименьшие доли отказов были зафиксированы в Удмуртии (78,1 %), Нижегородской (78,2 %), Воронежской (78,4 %) и Белгородской (78,7 %) областях.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В Москве и Санкт-Петербурге данный показатель составил 79 % и 79,4 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика роста доли отказов по всем заявкам на розничные кредиты в декабре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (+5,7 п. п.), Татарстане (+5,3 п. п.), Самарской области (+5 п. п.), а также в Санкт-Петербурге (+4,7 п. п.) и Московской области (+4,7 п. п.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Одобрение розничных кредитов в конце года стабилизировалось, но по-прежнему находится на очень низком уровне. Банки, в условиях серьезных ограничений по кредитованию граждан с высокой долговой нагрузкой, не спешат повышать свой аппетит к риску. С другой стороны, снижения ключевой ставки до нынешнего уровня и стабилизации полной стоимости кредитов пока недостаточно для возвращения на рынок большинства заемщиков хорошего кредитного качества. В свою очередь, конкуренция в борьбе за граждан с высоким уровнем кредитоспособности у банков только нарастает. По заявкам таких заемщиков доля отказов в настоящее время составляет 57 %», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"За год показатель вырос на 4,3 процентных пункта.","~PREVIEW_TEXT":"За год показатель вырос на 4,3 процентных пункта.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3898463","TIMESTAMP_X":"12.11.2025 14:17:30","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"49611","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/1a8","FILE_NAME":"9vvntedqwul12mdk7yccuhvfqiybdl1x.jpg","ORIGINAL_NAME":"Новый проект.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"b685bc1757d95a288c0f1397de7f98f1","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/1a8\/9vvntedqwul12mdk7yccuhvfqiybdl1x.jpg"},"~DETAIL_PICTURE":"3898463","ACTIVE_FROM_X":"2026-01-15 06:14:34","~ACTIVE_FROM_X":"2026-01-15 06:14:34","ACTIVE_FROM":"15.01.2026 06:14:34","~ACTIVE_FROM":"15.01.2026 06:14:34","LIST_PAGE_URL":"news.php?ID=54","~LIST_PAGE_URL":"\/news\/","PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","~PROPERTY_FOTO_DESC_VALUE":"Фото из архива rugrad","PROPERTY_FOTO_DESC_VALUE_ID":"1443891:1498","~PROPERTY_FOTO_DESC_VALUE_ID":"1443891:1498","PROPERTY_CLIPART_VALUE":"N","~PROPERTY_CLIPART_VALUE":"N","PROPERTY_CLIPART_VALUE_ID":"1443891:1262","~PROPERTY_CLIPART_VALUE_ID":"1443891:1262","PROPERTY_DOPINFO_VALUE":[{"TEXT":"Доля \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1439597\/\u0022\u003Eотказов\u003C\/a\u003E по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"~PROPERTY_DOPINFO_VALUE":[{"TEXT":"Доля \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1439597\/\u0022\u003Eотказов\u003C\/a\u003E по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"PROPERTY_SOURCE_VALUE":null,"~PROPERTY_SOURCE_VALUE":null,"PROPERTY_SOURCE_VALUE_ID":"1443891:275","~PROPERTY_SOURCE_VALUE_ID":"1443891:275","PROPERTY_IFRM_VALUE":null,"~PROPERTY_IFRM_VALUE":null,"PROPERTY_IFRM_VALUE_ID":"1443891:1731","~PROPERTY_IFRM_VALUE_ID":"1443891:1731","PROPERTY_KEYWORDS_VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","~PROPERTY_KEYWORDS_VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","PROPERTY_KEYWORDS_VALUE_ID":"1443891:274","~PROPERTY_KEYWORDS_VALUE_ID":"1443891:274","PROPERTY_DESCRIPTION_VALUE":null,"~PROPERTY_DESCRIPTION_VALUE":null,"PROPERTY_DESCRIPTION_VALUE_ID":"1443891:273","~PROPERTY_DESCRIPTION_VALUE_ID":"1443891:273","PROPERTY_FOTO_GALLERY_VALUE":null,"~PROPERTY_FOTO_GALLERY_VALUE":null,"PROPERTY_FOTO_GALLERY_VALUE_ID":"1443891:969","~PROPERTY_FOTO_GALLERY_VALUE_ID":"1443891:969","PROPERTY_NOT_COMMENT_VALUE":"0","~PROPERTY_NOT_COMMENT_VALUE":"0","PROPERTY_NOT_COMMENT_VALUE_ID":"1443891:1466","~PROPERTY_NOT_COMMENT_VALUE_ID":"1443891:1466","PROPERTY_PR_VALUE":"0","~PROPERTY_PR_VALUE":"0","PROPERTY_PR_VALUE_ID":"1443891:1315","~PROPERTY_PR_VALUE_ID":"1443891:1315","PROPERTY_FORUM_TOPIC_ID_VALUE":null,"~PROPERTY_FORUM_TOPIC_ID_VALUE":null,"PROPERTY_FORUM_TOPIC_ID_VALUE_ID":"1443891:282","~PROPERTY_FORUM_TOPIC_ID_VALUE_ID":"1443891:282","PROPERTY_VIDEO_VALUE":[],"~PROPERTY_VIDEO_VALUE":[],"PROPERTY_VIDEO_IMG_VALUE":[],"~PROPERTY_VIDEO_IMG_VALUE":[],"PROPERTY_THEMES_VALUE":["4719","5727","14802"],"~PROPERTY_THEMES_VALUE":["4719","5727","14802"],"PROPERTY_FILES_VALUE":[],"~PROPERTY_FILES_VALUE":[],"PROPERTY_FILES_DESCRIPTION":[],"~PROPERTY_FILES_DESCRIPTION":[],"LANG_DIR":"\/","~LANG_DIR":"\/","IBLOCK_TYPE_ID":"news","~IBLOCK_TYPE_ID":"news","IBLOCK_CODE":"our_news","~IBLOCK_CODE":"our_news","IBLOCK_EXTERNAL_ID":"54","~IBLOCK_EXTERNAL_ID":"54","LID":"ru","~LID":"ru","PROPERTY_DOPINFO_DESCRIPTION":[""],"~PROPERTY_DOPINFO_DESCRIPTION":[""],"PROPERTY_DOPINFO_PROPERTY_VALUE_ID":["1583837"],"~PROPERTY_DOPINFO_PROPERTY_VALUE_ID":["1583837"],"PROPERTY_VIDEO_DESCRIPTION":[],"~PROPERTY_VIDEO_DESCRIPTION":[],"PROPERTY_VIDEO_PROPERTY_VALUE_ID":[],"~PROPERTY_VIDEO_PROPERTY_VALUE_ID":[],"PROPERTY_VIDEO_IMG_DESCRIPTION":[],"~PROPERTY_VIDEO_IMG_DESCRIPTION":[],"PROPERTY_VIDEO_IMG_PROPERTY_VALUE_ID":[],"~PROPERTY_VIDEO_IMG_PROPERTY_VALUE_ID":[],"PROPERTY_THEMES_DESCRIPTION":[null,null,null],"~PROPERTY_THEMES_DESCRIPTION":[null,null,null],"PROPERTY_THEMES_PROPERTY_VALUE_ID":["1619050","1619051","1619052"],"~PROPERTY_THEMES_PROPERTY_VALUE_ID":["1619050","1619051","1619052"],"PROPERTY_FILES_PROPERTY_VALUE_ID":[],"~PROPERTY_FILES_PROPERTY_VALUE_ID":[],"NAV_RESULT":false,"DISPLAY_ACTIVE_FROM":"Калининград: 15.01.2026 06:14","FIELDS":{"ID":"1443891","TAGS":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ"},"PROPERTIES":{"FOTO_DESC":{"ID":"1498","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Подпись под фото","ACTIVE":"Y","SORT":"1","CODE":"FOTO_DESC","DEFAULT_VALUE":"Фото rugrad","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1498","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":null,"HINT":"","PROPERTY_VALUE_ID":"1443891:1498","VALUE":"Фото из архива rugrad","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"Фото из архива rugrad","~DESCRIPTION":"","~NAME":"Подпись под фото","~DEFAULT_VALUE":"Фото rugrad"},"GROUP":{"ID":"1481","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Номер группы новостей (набора)","ACTIVE":"Y","SORT":"3","CODE":"GROUP","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1481","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"Y","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1481","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Номер группы новостей (набора)","~DEFAULT_VALUE":""},"CLIPART":{"ID":"1262","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Фото клипарт","ACTIVE":"Y","SORT":"5","CODE":"CLIPART","DEFAULT_VALUE":"N","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1262","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1262","VALUE":"N","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"N","~DESCRIPTION":"","~NAME":"Фото клипарт","~DEFAULT_VALUE":"N"},"AUTHOR_ID":{"ID":"703","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Автор","ACTIVE":"Y","SORT":"10","CODE":"AUTHOR_ID","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"703","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":"UserID","IS_REQUIRED":"N","USER_TYPE_SETTINGS":null,"HINT":"","PROPERTY_VALUE_ID":"1443891:703","VALUE":7200,"DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":7200,"~DESCRIPTION":"","~NAME":"Автор","~DEFAULT_VALUE":""},"KOEFF":{"ID":"1447","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Коэфф цены новости","ACTIVE":"Y","SORT":"15","CODE":"KOEFF","DEFAULT_VALUE":"","PROPERTY_TYPE":"L","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1447","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1447","VALUE":"1","DESCRIPTION":null,"VALUE_ENUM":"1","VALUE_XML_ID":"79711ed1229fa0c81456537df034606e","VALUE_SORT":"30","VALUE_ENUM_ID":"595","~VALUE":"1","~DESCRIPTION":null,"~NAME":"Коэфф цены новости","~DEFAULT_VALUE":""},"AD_SHOW":{"ID":"1176","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Показывать в рекламной компании","ACTIVE":"Y","SORT":"50","CODE":"AD_SHOW","DEFAULT_VALUE":"N","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1176","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1176","VALUE":"N","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"N","~DESCRIPTION":"","~NAME":"Показывать в рекламной компании","~DEFAULT_VALUE":"N"},"DESCRIPTION":{"ID":"273","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Описание","ACTIVE":"Y","SORT":"500","CODE":"DESCRIPTION","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"273","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:273","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Описание","~DEFAULT_VALUE":""},"KEYWORDS":{"ID":"274","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Ключевые слова","ACTIVE":"Y","SORT":"500","CODE":"KEYWORDS","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"274","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:274","VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","~DESCRIPTION":"","~NAME":"Ключевые слова","~DEFAULT_VALUE":""},"SOURCE":{"ID":"275","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Источник","ACTIVE":"Y","SORT":"500","CODE":"SOURCE","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"275","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:275","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Источник","~DEFAULT_VALUE":""},"TOP_NEWS":{"ID":"1457","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"ТОП-новость","ACTIVE":"Y","SORT":"500","CODE":"TOP_NEWS","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"3","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1457","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1457","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"ТОП-новость","~DEFAULT_VALUE":""},"ITSVIDEO":{"ID":"1728","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Видео","ACTIVE":"Y","SORT":"500","CODE":"ITSVIDEO","DEFAULT_VALUE":"N","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1728","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1728","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Видео","~DEFAULT_VALUE":"N"},"IFRM":{"ID":"1731","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Ифрейм","ACTIVE":"Y","SORT":"500","CODE":"IFRM","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1731","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"\u003Ciframe _ВСТАВКА_ \u003E\u003C\/iframe\u003E","PROPERTY_VALUE_ID":"1443891:1731","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Ифрейм","~DEFAULT_VALUE":""},"ALT_URL":{"ID":"1732","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"URL","ACTIVE":"Y","SORT":"500","CODE":"ALT_URL","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1732","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"Альтернативный URL","PROPERTY_VALUE_ID":"1443891:1732","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"URL","~DEFAULT_VALUE":""},"DOPINFO":{"ID":"1920","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Допинфо","ACTIVE":"Y","SORT":"500","CODE":"DOPINFO","DEFAULT_VALUE":{"TYPE":"HTML","TEXT":""},"PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":null,"FILE_TYPE":"","MULTIPLE_CNT":"3","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":"HTML","IS_REQUIRED":"N","USER_TYPE_SETTINGS":{"height":200},"HINT":"","PROPERTY_VALUE_ID":["1583837"],"VALUE":[{"TEXT":"Доля \u0026lt;a href=\u0026quot;https:\/\/rugrad.online\/news\/1439597\/\u0026quot;\u0026gt;отказов\u0026lt;\/a\u0026gt; по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"DESCRIPTION":[""],"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":[{"TEXT":"Доля \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1439597\/\u0022\u003Eотказов\u003C\/a\u003E по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"~DESCRIPTION":[""],"~NAME":"Допинфо","~DEFAULT_VALUE":{"TYPE":"HTML","TEXT":""}},"FOTO_GALLERY":{"ID":"969","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Фото галерея","ACTIVE":"Y","SORT":"551","CODE":"FOTO_GALLERY","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"969","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:969","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Фото галерея","~DEFAULT_VALUE":""},"THEMES":{"ID":"278","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Темы","ACTIVE":"Y","SORT":"700","CODE":"THEMES","DEFAULT_VALUE":"","PROPERTY_TYPE":"G","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"278","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"15","TMP_ID":null,"LINK_IBLOCK_ID":"40","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":["1619050","1619051","1619052"],"VALUE":["4719","5727","14802"],"DESCRIPTION":[null,null,null],"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":["4719","5727","14802"],"~DESCRIPTION":[null,null,null],"~NAME":"Темы","~DEFAULT_VALUE":""},"PERSON_IN_NEWS":{"ID":"928","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Персоны в новости","ACTIVE":"Y","SORT":"720","CODE":"PERSON_IN_NEWS","DEFAULT_VALUE":"","PROPERTY_TYPE":"E","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"928","FILE_TYPE":"","MULTIPLE_CNT":"2","TMP_ID":null,"LINK_IBLOCK_ID":"49","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":false,"VALUE":false,"DESCRIPTION":false,"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":false,"~DESCRIPTION":false,"~NAME":"Персоны в новости","~DEFAULT_VALUE":""},"FIRM_IN_NEWS":{"ID":"929","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Фирмы в новости","ACTIVE":"Y","SORT":"740","CODE":"FIRM_IN_NEWS","DEFAULT_VALUE":"","PROPERTY_TYPE":"E","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"929","FILE_TYPE":"","MULTIPLE_CNT":"2","TMP_ID":null,"LINK_IBLOCK_ID":"50","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":false,"VALUE":false,"DESCRIPTION":false,"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":false,"~DESCRIPTION":false,"~NAME":"Фирмы в новости","~DEFAULT_VALUE":""},"NOT_SHOW_MP":{"ID":"1221","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Не показывать на главной странице (0 - Нет, 1 -да)","ACTIVE":"Y","SORT":"745","CODE":"NOT_SHOW_MP","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1221","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1221","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Не показывать на главной странице (0 - Нет, 1 -да)","~DEFAULT_VALUE":"0"},"NOT_SHOW_L":{"ID":"1462","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Не показывать в ленте  (0 - Нет, 1 -да)","ACTIVE":"Y","SORT":"746","CODE":"NOT_SHOW_L","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"3","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1462","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1462","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Не показывать в ленте  (0 - Нет, 1 -да)","~DEFAULT_VALUE":"0"},"MAILRU_SHOW":{"ID":"1367","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Вывести на Mail.ru (0 - нет, 1 - да)","ACTIVE":"Y","SORT":"768","CODE":"MAILRU_SHOW","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1367","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1367","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Вывести на Mail.ru (0 - нет, 1 - да)","~DEFAULT_VALUE":"0"},"NOT_COMMENT":{"ID":"1466","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Запретить комментарии (0 - нет, 1 - да)","ACTIVE":"Y","SORT":"769","CODE":"NOT_COMMENT","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1466","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1466","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Запретить комментарии (0 - нет, 1 - да)","~DEFAULT_VALUE":"0"},"MAIN_NEWS":{"ID":"1134","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Главная новость (0 - Нет, 100 - Да)","ACTIVE":"Y","SORT":"770","CODE":"MAIN_NEWS","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"5","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1134","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1134","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Главная новость (0 - Нет, 100 - Да)","~DEFAULT_VALUE":"0"},"REGION_NEWS":{"ID":"1448","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Региональная новость(0 - Нет, 1 - Да)","ACTIVE":"Y","SORT":"771","CODE":"REGION_NEWS","DEFAULT_VALUE":"1","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1448","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1448","VALUE":"1","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"1","~DESCRIPTION":"","~NAME":"Региональная новость(0 - Нет, 1 - Да)","~DEFAULT_VALUE":"1"},"HARD_NEWS":{"ID":"1137","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Горячач новость (0 - Нет, 1 - Да, 2 - Фикс.)","ACTIVE":"Y","SORT":"772","CODE":"HARD_NEWS","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1137","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1137","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Горячач новость (0 - Нет, 1 - Да, 2 - Фикс.)","~DEFAULT_VALUE":"0"},"PR":{"ID":"1315","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","ACTIVE":"Y","SORT":"774","CODE":"PR","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1315","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","PROPERTY_VALUE_ID":"1443891:1315","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","~DEFAULT_VALUE":"0"},"REMOVE_POPULAR":{"ID":"1441","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Убрать из популярных (0 - нет, 1 - да)","ACTIVE":"Y","SORT":"775","CODE":"REMOVE_POPULAR","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"3","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1441","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1441","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Убрать из популярных (0 - нет, 1 - да)","~DEFAULT_VALUE":"0"},"MAIN_NEWS_PHOTO":{"ID":"1135","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Фото главной новости","ACTIVE":"Y","SORT":"776","CODE":"MAIN_NEWS_PHOTO","DEFAULT_VALUE":"","PROPERTY_TYPE":"F","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1135","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1135","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Фото главной новости","~DEFAULT_VALUE":""},"MAIN_NEWS_DESC":{"ID":"1136","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Анонс для главной новости","ACTIVE":"Y","SORT":"780","CODE":"MAIN_NEWS_DESC","DEFAULT_VALUE":{"TEXT":"","TYPE":"HTML"},"PROPERTY_TYPE":"S","ROW_COUNT":"8","COL_COUNT":"50","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1136","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"Y","FILTRABLE":"Y","VERSION":"2","USER_TYPE":"HTML","IS_REQUIRED":"N","USER_TYPE_SETTINGS":{"height":200},"HINT":"","PROPERTY_VALUE_ID":"1443891:1136","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Анонс для главной новости","~DEFAULT_VALUE":{"TEXT":"","TYPE":"HTML"}},"vote_count":{"ID":"279","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Количество голосов","ACTIVE":"Y","SORT":"15000","CODE":"vote_count","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"279","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:279","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Количество голосов","~DEFAULT_VALUE":""},"vote_sum":{"ID":"280","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Сумма голосов","ACTIVE":"Y","SORT":"15100","CODE":"vote_sum","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"280","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:280","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Сумма голосов","~DEFAULT_VALUE":""},"rating":{"ID":"281","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Рейтинг","ACTIVE":"Y","SORT":"15200","CODE":"rating","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"281","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:281","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Рейтинг","~DEFAULT_VALUE":""},"FORUM_TOPIC_ID":{"ID":"282","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Идентификатор темы форума","ACTIVE":"Y","SORT":"15300","CODE":"FORUM_TOPIC_ID","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"282","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:282","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Идентификатор темы форума","~DEFAULT_VALUE":""},"FORUM_MESSAGE_CNT":{"ID":"283","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Количество комментариев","ACTIVE":"Y","SORT":"15400","CODE":"FORUM_MESSAGE_CNT","DEFAULT_VALUE":"","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"283","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:283","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Количество комментариев","~DEFAULT_VALUE":""},"FILES":{"ID":"1416","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Документы","ACTIVE":"Y","SORT":"15743","CODE":"FILES","DEFAULT_VALUE":"","PROPERTY_TYPE":"F","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"1416","FILE_TYPE":"","MULTIPLE_CNT":"2","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"Y","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":false,"VALUE":false,"DESCRIPTION":false,"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":false,"~DESCRIPTION":false,"~NAME":"Документы","~DEFAULT_VALUE":""},"VIDEO_IMG":{"ID":"1231","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Картинка для ролика","ACTIVE":"Y","SORT":"17761","CODE":"VIDEO_IMG","DEFAULT_VALUE":"","PROPERTY_TYPE":"F","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"1231","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"2","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":false,"VALUE":false,"DESCRIPTION":false,"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":false,"~DESCRIPTION":false,"~NAME":"Картинка для ролика","~DEFAULT_VALUE":""},"VIDEO":{"ID":"1232","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Ролик","ACTIVE":"Y","SORT":"17765","CODE":"VIDEO","DEFAULT_VALUE":null,"PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"1232","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"2","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":"FileMan","IS_REQUIRED":"N","USER_TYPE_SETTINGS":null,"HINT":"","PROPERTY_VALUE_ID":false,"VALUE":false,"DESCRIPTION":false,"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":false,"~DESCRIPTION":false,"~NAME":"Ролик","~DEFAULT_VALUE":null},"AUTO_UP":{"ID":"1490","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Автоматически поднят коэфициент","ACTIVE":"Y","SORT":"50000","CODE":"AUTO_UP","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1490","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1490","VALUE":"","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"","~DESCRIPTION":"","~NAME":"Автоматически поднят коэфициент","~DEFAULT_VALUE":"0"},"FIO":null},"DISPLAY_PROPERTIES":{"FOTO_DESC":{"ID":"1498","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Подпись под фото","ACTIVE":"Y","SORT":"1","CODE":"FOTO_DESC","DEFAULT_VALUE":"Фото rugrad","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1498","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":null,"HINT":"","PROPERTY_VALUE_ID":"1443891:1498","VALUE":"Фото из архива rugrad","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"Фото из архива rugrad","~DESCRIPTION":"","~NAME":"Подпись под фото","~DEFAULT_VALUE":"Фото rugrad","DISPLAY_VALUE":"Фото из архива rugrad"},"CLIPART":{"ID":"1262","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Фото клипарт","ACTIVE":"Y","SORT":"5","CODE":"CLIPART","DEFAULT_VALUE":"N","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1262","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1262","VALUE":"N","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"N","~DESCRIPTION":"","~NAME":"Фото клипарт","~DEFAULT_VALUE":"N","DISPLAY_VALUE":"N"},"DOPINFO":{"ID":"1920","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Допинфо","ACTIVE":"Y","SORT":"500","CODE":"DOPINFO","DEFAULT_VALUE":{"TYPE":"HTML","TEXT":""},"PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":null,"FILE_TYPE":"","MULTIPLE_CNT":"3","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":"HTML","IS_REQUIRED":"N","USER_TYPE_SETTINGS":{"height":200},"HINT":"","PROPERTY_VALUE_ID":["1583837"],"VALUE":[{"TEXT":"Доля \u0026lt;a href=\u0026quot;https:\/\/rugrad.online\/news\/1439597\/\u0026quot;\u0026gt;отказов\u0026lt;\/a\u0026gt; по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"DESCRIPTION":[""],"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":[{"TEXT":"Доля \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1439597\/\u0022\u003Eотказов\u003C\/a\u003E по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта.","TYPE":"HTML"}],"~DESCRIPTION":[""],"~NAME":"Допинфо","~DEFAULT_VALUE":{"TYPE":"HTML","TEXT":""},"DISPLAY_VALUE":"Доля \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1439597\/\u0022\u003Eотказов\u003C\/a\u003E по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,4 процентных пункта."},"KEYWORDS":{"ID":"274","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Ключевые слова","ACTIVE":"Y","SORT":"500","CODE":"KEYWORDS","DEFAULT_VALUE":"","PROPERTY_TYPE":"S","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"274","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"N","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:274","VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ","~DESCRIPTION":"","~NAME":"Ключевые слова","~DEFAULT_VALUE":"","DISPLAY_VALUE":"отказы, розничные кредиты, Калининградская область, кредитование, НБКИ"},"NOT_COMMENT":{"ID":"1466","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Запретить комментарии (0 - нет, 1 - да)","ACTIVE":"Y","SORT":"769","CODE":"NOT_COMMENT","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1466","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":"1443891:1466","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Запретить комментарии (0 - нет, 1 - да)","~DEFAULT_VALUE":"0","DISPLAY_VALUE":"0"},"PR":{"ID":"1315","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","ACTIVE":"Y","SORT":"774","CODE":"PR","DEFAULT_VALUE":"0","PROPERTY_TYPE":"N","ROW_COUNT":"1","COL_COUNT":"2","LIST_TYPE":"L","MULTIPLE":"N","XML_ID":"1315","FILE_TYPE":"","MULTIPLE_CNT":"5","TMP_ID":null,"LINK_IBLOCK_ID":"0","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","PROPERTY_VALUE_ID":"1443891:1315","VALUE":"0","DESCRIPTION":"","VALUE_ENUM":"","VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":"0","~DESCRIPTION":"","~NAME":"Рекламная новость (0 - нет, 1 - да, 2 - не эксп., 3 - афиша, 4 - рестораны)","~DEFAULT_VALUE":"0","DISPLAY_VALUE":"0"},"THEMES":{"ID":"278","TIMESTAMP_X":"2025-12-18 21:01:50","IBLOCK_ID":"54","NAME":"Темы","ACTIVE":"Y","SORT":"700","CODE":"THEMES","DEFAULT_VALUE":"","PROPERTY_TYPE":"G","ROW_COUNT":"1","COL_COUNT":"30","LIST_TYPE":"L","MULTIPLE":"Y","XML_ID":"278","FILE_TYPE":"jpg, gif, bmp, png, jpeg","MULTIPLE_CNT":"15","TMP_ID":null,"LINK_IBLOCK_ID":"40","WITH_DESCRIPTION":"N","SEARCHABLE":"N","FILTRABLE":"Y","VERSION":"2","USER_TYPE":null,"IS_REQUIRED":"N","USER_TYPE_SETTINGS":"a:0:{}","HINT":"","PROPERTY_VALUE_ID":["1619050","1619051","1619052"],"VALUE":["4719","5727","14802"],"DESCRIPTION":[null,null,null],"VALUE_ENUM":null,"VALUE_XML_ID":null,"VALUE_SORT":null,"~VALUE":["4719","5727","14802"],"~DESCRIPTION":[null,null,null],"~NAME":"Темы","~DEFAULT_VALUE":"","LINK_SECTION_VALUE":{"4719":{"ID":"4719","~ID":"4719","IBLOCK_ID":"40","~IBLOCK_ID":"40","NAME":"Рейтинги и статистика","~NAME":"Рейтинги и статистика","SECTION_PAGE_URL":"","~SECTION_PAGE_URL":"","PICTURE":null,"~PICTURE":null,"DETAIL_PICTURE":null,"~DETAIL_PICTURE":null,"SORT":"500","~SORT":"500","CODE":"","~CODE":"","EXTERNAL_ID":"4719","~EXTERNAL_ID":"4719","IBLOCK_TYPE_ID":"services","~IBLOCK_TYPE_ID":"services","IBLOCK_CODE":"themes","~IBLOCK_CODE":"themes","IBLOCK_EXTERNAL_ID":"40","~IBLOCK_EXTERNAL_ID":"40","GLOBAL_ACTIVE":"Y","~GLOBAL_ACTIVE":"Y"},"5727":{"ID":"5727","~ID":"5727","IBLOCK_ID":"40","~IBLOCK_ID":"40","NAME":"Общество","~NAME":"Общество","SECTION_PAGE_URL":"","~SECTION_PAGE_URL":"","PICTURE":null,"~PICTURE":null,"DETAIL_PICTURE":null,"~DETAIL_PICTURE":null,"SORT":"500","~SORT":"500","CODE":"","~CODE":"","EXTERNAL_ID":"5727","~EXTERNAL_ID":"5727","IBLOCK_TYPE_ID":"services","~IBLOCK_TYPE_ID":"services","IBLOCK_CODE":"themes","~IBLOCK_CODE":"themes","IBLOCK_EXTERNAL_ID":"40","~IBLOCK_EXTERNAL_ID":"40","GLOBAL_ACTIVE":"Y","~GLOBAL_ACTIVE":"Y"},"14802":{"ID":"14802","~ID":"14802","IBLOCK_ID":"40","~IBLOCK_ID":"40","NAME":"Финансы","~NAME":"Финансы","SECTION_PAGE_URL":"","~SECTION_PAGE_URL":"","PICTURE":null,"~PICTURE":null,"DETAIL_PICTURE":null,"~DETAIL_PICTURE":null,"SORT":"500","~SORT":"500","CODE":"","~CODE":"","EXTERNAL_ID":null,"~EXTERNAL_ID":null,"IBLOCK_TYPE_ID":"services","~IBLOCK_TYPE_ID":"services","IBLOCK_CODE":"themes","~IBLOCK_CODE":"themes","IBLOCK_EXTERNAL_ID":"40","~IBLOCK_EXTERNAL_ID":"40","GLOBAL_ACTIVE":"Y","~GLOBAL_ACTIVE":"Y"}},"DISPLAY_VALUE":["\u003Ca href=\u0022\u0022\u003EРейтинги и статистика\u003C\/a\u003E","\u003Ca href=\u0022\u0022\u003EОбщество\u003C\/a\u003E","\u003Ca href=\u0022\u0022\u003EФинансы\u003C\/a\u003E"]}},"IBLOCK":{"ID":"54","~ID":"54","TIMESTAMP_X":"18.12.2025 21:01:50","~TIMESTAMP_X":"18.12.2025 21:01:50","IBLOCK_TYPE_ID":"news","~IBLOCK_TYPE_ID":"news","LID":"ru","~LID":"ru","CODE":"our_news","~CODE":"our_news","API_CODE":null,"~API_CODE":null,"NAME":"Новости Калининграда","~NAME":"Новости Калининграда","ACTIVE":"Y","~ACTIVE":"Y","SORT":"500","~SORT":"500","LIST_PAGE_URL":"\/news\/","~LIST_PAGE_URL":"\/news\/","DETAIL_PAGE_URL":"http:\/\/rugrad.online\/#SITE_DIR#\/news\/#ID#\/","~DETAIL_PAGE_URL":"http:\/\/rugrad.online\/#SITE_DIR#\/news\/#ID#\/","SECTION_PAGE_URL":"#SITE_DIR#\/news\/#SECTION_code#\/","~SECTION_PAGE_URL":"#SITE_DIR#\/news\/#SECTION_code#\/","PICTURE":"39934","~PICTURE":"39934","DESCRIPTION":"","~DESCRIPTION":"","DESCRIPTION_TYPE":"html","~DESCRIPTION_TYPE":"html","RSS_TTL":"0","~RSS_TTL":"0","RSS_ACTIVE":"N","~RSS_ACTIVE":"N","RSS_FILE_ACTIVE":"N","~RSS_FILE_ACTIVE":"N","RSS_FILE_LIMIT":"50","~RSS_FILE_LIMIT":"50","RSS_FILE_DAYS":"30","~RSS_FILE_DAYS":"30","RSS_YANDEX_ACTIVE":"N","~RSS_YANDEX_ACTIVE":"N","XML_ID":"54","~XML_ID":"54","TMP_ID":"eafb07b19d66a7bd944c6c647edba218","~TMP_ID":"eafb07b19d66a7bd944c6c647edba218","INDEX_ELEMENT":"Y","~INDEX_ELEMENT":"Y","INDEX_SECTION":"Y","~INDEX_SECTION":"Y","VERSION":"2","~VERSION":"2","LAST_CONV_ELEMENT":"0","~LAST_CONV_ELEMENT":"0","EDIT_FILE_BEFORE":"\/bitrix\/php_interface\/include\/iblock\/before_save\/news.php","~EDIT_FILE_BEFORE":"\/bitrix\/php_interface\/include\/iblock\/before_save\/news.php","EDIT_FILE_AFTER":"","~EDIT_FILE_AFTER":"","SECTIONS_NAME":"Группы","~SECTIONS_NAME":"Группы","SECTION_NAME":"Раздел","~SECTION_NAME":"Раздел","ELEMENTS_NAME":"Новость","~ELEMENTS_NAME":"Новость","ELEMENT_NAME":"Элемент","~ELEMENT_NAME":"Элемент","WORKFLOW":"Y","~WORKFLOW":"Y","SECTION_CHOOSER":"L","~SECTION_CHOOSER":"L","BIZPROC":"N","~BIZPROC":"N","LIST_MODE":"","~LIST_MODE":"","SOCNET_GROUP_ID":null,"~SOCNET_GROUP_ID":null,"RIGHTS_MODE":"S","~RIGHTS_MODE":"S","SECTION_PROPERTY":"N","~SECTION_PROPERTY":"N","PROPERTY_INDEX":"N","~PROPERTY_INDEX":"N","CANONICAL_PAGE_URL":"","~CANONICAL_PAGE_URL":"","REST_ON":"N","~REST_ON":"N","EXTERNAL_ID":"54","~EXTERNAL_ID":"54","LANG_DIR":"\/","~LANG_DIR":"\/","SERVER_NAME":"rugrad.online","~SERVER_NAME":"rugrad.online"},"SECTION":{"PATH":[]}}