Отказы в потребительском кредитовании региона преысили 76 %

Фото rugrad

{"ID":"1439597","~ID":"1439597","TAGS":"потребительские кредиты, отказы, Калининградская область, НБКИ, регионы","~TAGS":"потребительские кредиты, отказы, Калининградская область, НБКИ, регионы","NAME":"Отказы в потребительском кредитовании региона преысили 76 %","~NAME":"Отказы в потребительском кредитовании региона преысили 76 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в декабре 2025 года составила 76,4 %, увеличившись по сравнению с аналогичным периодом прошлого года на 2,1 процентного пункта (в декабре 2024 года — 67,4 %). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В октябре 2025 года показатель в регионе составил 75,8 %, в аналогичном периоде прошлого года — 69,5 %. В августе — 73,3 % (69,5 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на потребкредиты в декабре 2025 года составила 76,1 %, увеличившись по сравнению с аналогичным периодом прошлого года на 1,1 п. п. (в декабре 2024 года — 75 %). По сравнению с предыдущим месяцем — на 0,2 п. п. (в ноябре 2025 года — 75,9 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на потребкредиты в отчетный период 2025 года были отмечены в Новосибирской области (78,3 %), Забайкальском крае (77,9 %), Кемеровской области и Краснодарском крае (по 77,7 %), а также в Омской области (77,1 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика роста доли отказов по заявкам на потребкредиты в декабре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (+5 п. п.), Санкт-Петербурге (+3,5), Татарстане (+3 ), а также в Московской (+2,7) и Самарской (+2,4) областях.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Доля отказов по заявкам на потребительские кредиты остается на довольно высоком уровне из-за сокращения банками аппетита к риску. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в дальнейшем. В этой связи потенциальным заемщикам стоит внимательно следить за своей кредитной историей, не допуская ее ухудшения», — прокомментировали специалисты НБКИ.\u0026nbsp;\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в декабре 2025 года составила 76,4 %, увеличившись по сравнению с аналогичным периодом прошлого года на 2,1 процентного пункта (в декабре 2024 года — 67,4 %). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В октябре 2025 года показатель в регионе составил 75,8 %, в аналогичном периоде прошлого года — 69,5 %. В августе — 73,3 % (69,5 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на потребкредиты в декабре 2025 года составила 76,1 %, увеличившись по сравнению с аналогичным периодом прошлого года на 1,1 п. п. (в декабре 2024 года — 75 %). По сравнению с предыдущим месяцем — на 0,2 п. п. (в ноябре 2025 года — 75,9 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на потребкредиты в отчетный период 2025 года были отмечены в Новосибирской области (78,3 %), Забайкальском крае (77,9 %), Кемеровской области и Краснодарском крае (по 77,7 %), а также в Омской области (77,1 %).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика роста доли отказов по заявкам на потребкредиты в декабре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (+5 п. п.), Санкт-Петербурге (+3,5), Татарстане (+3 ), а также в Московской (+2,7) и Самарской (+2,4) областях.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Доля отказов по заявкам на потребительские кредиты остается на довольно высоком уровне из-за сокращения банками аппетита к риску. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в дальнейшем. В этой связи потенциальным заемщикам стоит внимательно следить за своей кредитной историей, не допуская ее ухудшения», — прокомментировали специалисты НБКИ.\u0026nbsp;\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"За год показатель вырос на 2 процентных пункта.","~PREVIEW_TEXT":"За год показатель вырос на 2 процентных пункта.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3896620","TIMESTAMP_X":"06.10.2025 14:02:30","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"63045","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/e9d","FILE_NAME":"uu4xki44hqw8ib5e6olof832087csytb.jpg","ORIGINAL_NAME":"Без имени-2.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"916863f817567a159c4a119c655dcd90","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/e9d\/uu4xki44hqw8ib5e6olof832087csytb.jpg"},"~DETAIL_PICTURE":"3896620","ACTIVE_FROM_X":"2026-01-27 05:58:26","~ACTIVE_FROM_X":"2026-01-27 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