Отказы в потребительском кредитовании региона приблизились к 76 %

Фото rugrad

{"ID":"1439597","~ID":"1439597","TAGS":"потребительские кредиты, отказы, Калининградская область, НБКИ, регионы","~TAGS":"потребительские кредиты, отказы, Калининградская область, НБКИ, регионы","NAME":"Отказы в потребительском кредитовании региона приблизились к 76 %","~NAME":"Отказы в потребительском кредитовании региона приблизились к 76 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года (67,4 %) на 8,4 процентных пунктов. Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В августе 2025 года показатель в регионе составил 73,3 %, в аналогичном периоде прошлого года — 69,5 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на потребкредиты в октябре 2025 года составила 76 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,5 п. п. (в октябре 2024 года — 67,5 %).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По сравнению с предыдущим месяцем доля отказов по заявкам на потребкредиты в октябре 2025 года выросла на 1,3 п. п. (в сентябре 2025 года — 74,7 %). Причем данный\u0026nbsp; показатель растет второй месяц подряд, отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на потребкредиты в октябре 2025 года были отмечены в Новосибирской (78,3 %) и Омской (77,8 %) областях, Краснодарском крае (77,6 %), а также в Кемеровской (77,3 %) и Оренбургской (77,1 %) областях.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика роста доли отказов по заявкам на потребкредиты в октябре 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (+11 п. п.), Московской области и Санкт-Петербурге (+10,1)\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Доля отказов по заявкам на потребительские кредиты остается на довольно высоком уровне из-за сокращения банками аппетита к риску. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в будущем», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на потребительские кредиты (кредиты наличными) в Калининградской области в октябре 2025 года составила 75,8 %, увеличившись по сравнению с аналогичным периодом прошлого года (67,4 %) на 8,4 процентных пунктов. Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В августе 2025 года показатель в регионе составил 73,3 %, в аналогичном периоде прошлого года — 69,5 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на потребкредиты в октябре 2025 года составила 76 %, увеличившись по сравнению с аналогичным периодом прошлого года на 8,5 п. п. (в октябре 2024 года — 67,5 %).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t По сравнению с предыдущим месяцем доля отказов по заявкам на потребкредиты в октябре 2025 года выросла на 1,3 п. п. (в сентябре 2025 года — 74,7 %). 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Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в будущем», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"Только за месяц показатель вырос на 8 процентных пунктов.","~PREVIEW_TEXT":"Только за месяц показатель вырос на 8 процентных пунктов.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3896620","TIMESTAMP_X":"06.10.2025 14:02:30","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"63045","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/e9d","FILE_NAME":"uu4xki44hqw8ib5e6olof832087csytb.jpg","ORIGINAL_NAME":"Без имени-2.jpg","DESCRIPTION":"","HANDLER_ID":null,"EXTERNAL_ID":"916863f817567a159c4a119c655dcd90","VERSION_ORIGINAL_ID":null,"META":"","SRC":"\/upload\/iblock\/e9d\/uu4xki44hqw8ib5e6olof832087csytb.jpg"},"~DETAIL_PICTURE":"3896620","ACTIVE_FROM_X":"2025-12-12 03:58:26","~ACTIVE_FROM_X":"2025-12-12 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