Доля отказов по автокредитам в регионе приблизилась к 90 %

Фото rugrad

{"ID":"1436880","~ID":"1436880","TAGS":"автокредиты, отказы, Калининградская область, нбки, регионы","~TAGS":"автокредиты, отказы, Калининградская область, нбки, регионы","NAME":"Доля отказов по автокредитам в регионе приблизилась к 90 %","~NAME":"Доля отказов по автокредитам в регионе приблизилась к 90 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на автокредиты в Калининградской области в октябре 2025 года составила 88,2 %, увеличившись по сравнению с предыдущим месяцем на 9,3 процентных пункта (в сентябре 2025 года — 78,9 %). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В июне 2025 года показатель в регионе \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1417101\/\u0022\u003Eсоставил\u003C\/a\u003E 84,3 %, в августе — 78 %.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на автокредиты в октябре 2025-го составила 82,9 %, увеличившись по сравнению с предыдущим месяцем на 5,7 п. п. (в сентябре 2025 года — 77,2 %), а по сравнению с аналогичным периодом прошлого года на 5,5 п. п. (в октябре 2024 года — 77,4 %).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на автокредиты в отчетный период были отмечены в Новосибирской области (85,2 %), Краснодарском крае (85 %), а также в Кемеровской (84,4 %), Тюменской (84,1 %) и Ростовской (83,9 %) областях.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самый низкий показатель по отказам был зафиксирован в Удмуртии (76,3 %), а также в Татарстане и Воронежской области (по 77 %), в Самарской области (78,9 %). В Москве и Санкт-Петербурге данный показатель составил 81,5 % и 79,5 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольший рост доли отказов на автокредиты в октябре 2025 года по сравнению с аналогичным периодом прошлого года был зафиксирован в Москве (+8,5 п. п.) и Санкт-Петербурге (+7,9).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Одобрение автокредитов остается на низком уровне с тенденцией к дальнейшему сокращению. После трех месяцев относительно стабильной доли отказов по заявкам на автокредиты, в октябре она несколько выросла. Таким образом, можно констатировать, что аппетит банков к риску до сих пор находится на довольно низком уровне. Банки повышают требования к качеству кредитных историй будущих заемщиков, тем самым снижая риски просрочек в будущем», — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на автокредиты в Калининградской области в октябре 2025 года составила 88,2 %, увеличившись по сравнению с предыдущим месяцем на 9,3 процентных пункта (в сентябре 2025 года — 78,9 %). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В июне 2025 года показатель в регионе \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1417101\/\u0022\u003Eсоставил\u003C\/a\u003E 84,3 %, в августе — 78 %.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на автокредиты в октябре 2025-го составила 82,9 %, увеличившись по сравнению с предыдущим месяцем на 5,7 п. п. (в сентябре 2025 года — 77,2 %), а по сравнению с аналогичным периодом прошлого года на 5,5 п. п. (в октябре 2024 года — 77,4 %).\u003Cbr\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на автокредиты в отчетный период были отмечены в Новосибирской области (85,2 %), Краснодарском крае (85 %), а также в Кемеровской (84,4 %), Тюменской (84,1 %) и Ростовской (83,9 %) областях.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самый низкий показатель по отказам был зафиксирован в Удмуртии (76,3 %), а также в Татарстане и Воронежской области (по 77 %), в Самарской области (78,9 %). В Москве и Санкт-Петербурге данный показатель составил 81,5 % и 79,5 % соответственно.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольший рост доли отказов на автокредиты в октябре 2025 года по сравнению с аналогичным периодом прошлого года был зафиксирован в Москве (+8,5 п. п.) и Санкт-Петербурге (+7,9).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Одобрение автокредитов остается на низком уровне с тенденцией к дальнейшему сокращению. 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