Доля отказов по автокредитам в регионе продолжает снижаться и достигла 78 %

Фото rugrad

{"ID":"1436880","~ID":"1436880","TAGS":"автокредиты, отказы, Калининградская область, нбки, регионы","~TAGS":"автокредиты, отказы, Калининградская область, нбки, регионы","NAME":"Доля отказов по автокредитам в регионе продолжает снижаться и достигла 78 %","~NAME":"Доля отказов по автокредитам в регионе продолжает снижаться и достигла 78 %","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Доля отказов по заявкам на автокредиты в августе 2025 года в Калининградской области составила 78 %. Это на 5,2 процентных пункта меньше, чем в аналогичном периоде прошлого года (в августе 2024 года — 83,2 %). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t Еще в июне 2025 года показатель в регионе \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1417101\/\u0022\u003Eсоставил\u003C\/a\u003E 84,3 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на автокредиты в августе составила 77 %, снизившись за год на 4,7 п. п., а по сравнению с предыдущим месяцем на 0,8 п. п. (в июле 2025 года — 77,8 %). Показатель снижается уже пятый месяц подряд\u0026nbsp;и в августе достиг минимальных значений с начала 2025 года, отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на автокредиты в августе 2025 года были отмечены в Новосибирской (80,2 %), Кемеровской (79,7 %) областях и Краснодарском крае (79,3 %). Наименьшая доля отказов была зафиксирована в Татарстане (71 %), Санкт-Петербурге (72,1 %), Нижегородской (72,2 %), Самарской (72,3 %) и Воронежской (72,5 %) областях, а также в Москве (73,8 %).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика снижения доли отказов по заявкам на автокредиты в августе 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (-8,7 п. п.), Московской области (-7) и Санкт-Петербурге (-6,7).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Рост доли отказов по заявкам на автокредиты в конце 2024 – начале 2025 гг. сформировал на рынке значительный отложенный спрос, на который обратили внимание и банки. Учитывая, что ключевая ставка начала снижаться, а на рынке присутствуют ожидания ее дальнейшего понижения, банки адаптируют свой аппетит к риску к изменениям сложившейся конъюнктуры. 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Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй. \u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t Еще в июне 2025 года показатель в регионе \u003Ca href=\u0022https:\/\/rugrad.online\/news\/1417101\/\u0022\u003Eсоставил\u003C\/a\u003E 84,3 %.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ доля отказов по заявкам на автокредиты в августе составила 77 %, снизившись за год на 4,7 п. п., а по сравнению с предыдущим месяцем на 0,8 п. п. (в июле 2025 года — 77,8 %). Показатель снижается уже пятый месяц подряд\u0026nbsp;и в августе достиг минимальных значений с начала 2025 года, отметили в НБКИ.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Наибольшие доли отказов по заявкам на автокредиты в августе 2025 года были отмечены в Новосибирской (80,2 %), Кемеровской (79,7 %) областях и Краснодарском крае (79,3 %). Наименьшая доля отказов была зафиксирована в Татарстане (71 %), Санкт-Петербурге (72,1 %), Нижегородской (72,2 %), Самарской (72,3 %) и Воронежской (72,5 %) областях, а также в Москве (73,8 %).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Самая серьезная динамика снижения доли отказов по заявкам на автокредиты в августе 2025 года по сравнению с аналогичным периодом прошлого года была зафиксирована в Москве (-8,7 п. п.), Московской области (-7) и Санкт-Петербурге (-6,7).\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t «Рост доли отказов по заявкам на автокредиты в конце 2024 – начале 2025 гг. сформировал на рынке значительный отложенный спрос, на который обратили внимание и банки. Учитывая, что ключевая ставка начала снижаться, а на рынке присутствуют ожидания ее дальнейшего понижения, банки адаптируют свой аппетит к риску к изменениям сложившейся конъюнктуры. 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