Размер лимитов по кредитным картам калининградцев опустился ниже 90 тыс. руб.

Фото из архива rugrad

{"ID":"1422831","~ID":"1422831","TAGS":"кредитные карты, НБКИ, калининградская область, кредиты, регионы","~TAGS":"кредитные карты, НБКИ, калининградская область, кредиты, регионы","NAME":"Размер лимитов по кредитным картам калининградцев опустился ниже 90 тыс. руб.","~NAME":"Размер лимитов по кредитным картам калининградцев опустился ниже 90 тыс. руб.","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4067","~IBLOCK_SECTION_ID":"4067","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Средний размер лимитов по новым выданным кредитным картам в Калининградской области в сентябре 2025 года составил 88,9 тыс. руб. По сравнению с предыдущим месяцем данный показатель сократился на 18,1 % (в августе 2025 года — 108,5 тыс. руб.). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В апреле 2025 года показатель составил 107,6 тыс. руб., в августе 2024 года — 116,3 тыс. руб.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в сентябре 2025 года средний размер лимитов по кредитным картам составил 84,6 тыс. руб., что по сравнению с предыдущим месяцем меньше на 19,3 % (в августе 2025 года — 104,8 тыс.). По сравнению с аналогичным периодом прошлого года в сентябре 2025 года средний размер лимитов по новым кредиткам снизился еще сильнее — на 25,9 % (в сентябре 2024 года — 114,2 тыс.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\tНаибольший средний размер лимитов по выданным новым кредитным картам в указанный период был отмечен в Москве (119,9 тыс. руб.), Московской области (102 тыс.), Санкт-Петербурге (101,7 тыс.), а также в Ленинградской (90,6 тыс.) и Тюменской (88,6 тыс.) областях.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\tВ Москве и Санкт-Петербурге средний размер лимитов за этот период сократился на 17,2 % и 19,2 % — до 119,9 и 101,7 тыс. руб. соответственно.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t«Средний размер лимитов по новым выданным кредитным картам в сентябре снизился после трех месяцев небольшого роста. С 1 сентября 2025 года в отношении необеспеченных кредитов (включая кредиты по кредитным картам) начал действовать период охлаждения. Теперь после подписания кредитного договора на сумму от 50 до 200 тысяч руб. заемщик ожидает получения заемных средств 4 часа, а больше 200 тысяч рублей — 48 часов. В этой связи банки и заемщики стараются уложиться в установленные лимиты, чтобы сократить период ожидания кредитных средств. При этом кредиторы продолжают делать основной акцент на управлении качеством портфеля, что приводит к усилению скоринговых фильтров и ограничению новых выдач, — прокомментировали специалисты НБКИ.\r\n\u003C\/p\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Средний размер лимитов по новым выданным кредитным картам в Калининградской области в сентябре 2025 года составил 88,9 тыс. руб. По сравнению с предыдущим месяцем данный показатель сократился на 18,1 % (в августе 2025 года — 108,5 тыс. руб.). Соответствующие данные порталу RUGRAD предоставили в Национальном бюро кредитных историй.\u003Cbr\u003E\r\n \u003Cbr\u003E\r\n\t В апреле 2025 года показатель составил 107,6 тыс. руб., в августе 2024 года — 116,3 тыс. руб.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В целом по РФ в сентябре 2025 года средний размер лимитов по кредитным картам составил 84,6 тыс. руб., что по сравнению с предыдущим месяцем меньше на 19,3 % (в августе 2025 года — 104,8 тыс.). По сравнению с аналогичным периодом прошлого года в сентябре 2025 года средний размер лимитов по новым кредиткам снизился еще сильнее — на 25,9 % (в сентябре 2024 года — 114,2 тыс.).\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\tНаибольший средний размер лимитов по выданным новым кредитным картам в указанный период был отмечен в Москве (119,9 тыс. руб.), Московской области (102 тыс.), Санкт-Петербурге (101,7 тыс.), а также в Ленинградской (90,6 тыс.) и Тюменской (88,6 тыс.) областях.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\tВ Москве и Санкт-Петербурге средний размер лимитов за этот период сократился на 17,2 % и 19,2 % — до 119,9 и 101,7 тыс. руб. соответственно.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t«Средний размер лимитов по новым выданным кредитным картам в сентябре снизился после трех месяцев небольшого роста. С 1 сентября 2025 года в отношении необеспеченных кредитов (включая кредиты по кредитным картам) начал действовать период охлаждения. 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