Суд признал недействительным часть договора между инфекционной больницей и «Росгосстрахом»

Фото rugrad.eu

{"ID":"1278034","~ID":"1278034","TAGS":"росгосстрах, прокуратура, инфекционная больница, арбитражный суд, ОСАГО, страхование","~TAGS":"росгосстрах, прокуратура, инфекционная больница, арбитражный суд, ОСАГО, страхование","NAME":"Суд признал недействительным часть договора между инфекционной больницей и «Росгосстрахом»","~NAME":"Суд признал недействительным часть договора между инфекционной больницей и «Росгосстрахом»","IBLOCK_ID":"54","~IBLOCK_ID":"54","IBLOCK_SECTION_ID":"4068","~IBLOCK_SECTION_ID":"4068","DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Арбитражный суд Калининградской области удовлетворил иск прокуратуры о признании недействительным одного из подпунктов договора страхования, не соответствующего требованиям закона. \u003Ca href=\u0022https:\/\/kad.arbitr.ru\/Card\/41448c30-0f9f-493d-96e9-92f20c98e726\u0022\u003EРешение суда\u003C\/a\u003E первой инстанции вступило в законную силу.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре 2020 года ГБУЗ «Инфекционная больница Калининградской области» заключила с региональным филиалом «Росгосстраха» договор на оказание услуг по обязательному страхованию гражданской ответственности владельцев транспортных средств. Согласно контракту, при наступлении страхового случая страховая компания была обязана возместить потерпевшему (третьему лицу) убытки, возникшие вследствие причинения вреда его жизни, здоровью или имуществу.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В одном из подпунктов договора было указано, что к страховым случаям не относятся ситуации, когда владелец автомобиля должен возместить сумму, превышающую размер ответственности, которая установлена Гражданским кодексом РФ. Речь идет о случаях, когда более высокий размер ответственности установлен федеральным законом или договором.\u0026nbsp; Вместе с тем, аналогичный пункт закона об ОСАГО утратил силу еще в 2014 году в соответствии с федеральным законодательством. В настоящее время инициатива не предусматривает спорного случая исключения гражданской ответственности.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Представители «Росгосстраха» настаивали на том, что соглашение с больницей не является договором обязательного страхованию гражданской ответственности владельцев транспортных средств. Однако прокурору удалось доказать обратное. Кроме того, по мнению гособвинителя, оспариваемыми условиями документа затрагиваются интересы Калининградской области, а также нарушаются права и законные интересы выгодоприобретателей.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n \u003Cbr\u003E","~DETAIL_TEXT":"\u003Cp\u003E\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Арбитражный суд Калининградской области удовлетворил иск прокуратуры о признании недействительным одного из подпунктов договора страхования, не соответствующего требованиям закона. \u003Ca href=\u0022https:\/\/kad.arbitr.ru\/Card\/41448c30-0f9f-493d-96e9-92f20c98e726\u0022\u003EРешение суда\u003C\/a\u003E первой инстанции вступило в законную силу.\u0026nbsp;\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В октябре 2020 года ГБУЗ «Инфекционная больница Калининградской области» заключила с региональным филиалом «Росгосстраха» договор на оказание услуг по обязательному страхованию гражданской ответственности владельцев транспортных средств. Согласно контракту, при наступлении страхового случая страховая компания была обязана возместить потерпевшему (третьему лицу) убытки, возникшие вследствие причинения вреда его жизни, здоровью или имуществу.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t В одном из подпунктов договора было указано, что к страховым случаям не относятся ситуации, когда владелец автомобиля должен возместить сумму, превышающую размер ответственности, которая установлена Гражданским кодексом РФ. Речь идет о случаях, когда более высокий размер ответственности установлен федеральным законом или договором.\u0026nbsp; Вместе с тем, аналогичный пункт закона об ОСАГО утратил силу еще в 2014 году в соответствии с федеральным законодательством. В настоящее время инициатива не предусматривает спорного случая исключения гражданской ответственности.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\t Представители «Росгосстраха» настаивали на том, что соглашение с больницей не является договором обязательного страхованию гражданской ответственности владельцев транспортных средств. Однако прокурору удалось доказать обратное. Кроме того, по мнению гособвинителя, оспариваемыми условиями документа затрагиваются интересы Калининградской области, а также нарушаются права и законные интересы выгодоприобретателей.\r\n\u003C\/p\u003E\r\n\u003Cp\u003E\r\n\u003C\/p\u003E\r\n \u003Cbr\u003E","DETAIL_TEXT_TYPE":"html","~DETAIL_TEXT_TYPE":"html","PREVIEW_TEXT":"Прокуратура посчитала, что оспариваемыми условиями договора затрагивались интересы Калининградской области.","~PREVIEW_TEXT":"Прокуратура посчитала, что оспариваемыми условиями договора затрагивались интересы Калининградской области.","PREVIEW_TEXT_TYPE":"text","~PREVIEW_TEXT_TYPE":"text","DETAIL_PICTURE":{"ID":"3807426","TIMESTAMP_X":"21.02.2022 18:14:52","MODULE_ID":"iblock","HEIGHT":"300","WIDTH":"450","FILE_SIZE":"70704","CONTENT_TYPE":"image\/jpeg","SUBDIR":"iblock\/765","FILE_NAME":"v980rugxgaiiaog68j13wyt2447ercok.JPG","ORIGINAL_NAME":"IMG_1178 инфекционная больница, фрунзе, медицина, 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